Title 12

PART 229

Part 229 - Availability Of Funds And Collection Of Checks (regulation Cc)

PART 229 - AVAILABILITY OF FUNDS AND COLLECTION OF CHECKS (REGULATION CC) Authority:12 U.S.C. 4001-4010, 12 U.S.C. 5001-5018. Source:53 FR 19433, May 27, 1988, unless otherwise noted.

• Authority: 12 U.S.C. 4001-4010, 12 U.S.C. 5001-5018.
• Source: 53 FR 19433, May 27, 1988, unless otherwise noted.

12:3.0.1.1.9.1	SUBPART A	Subpart A - General
12:3.0.1.1.9.1.8.1	SECTION 229.1	229.1 Authority and purpose; organization.
12:3.0.1.1.9.1.8.2	SECTION 229.2	229.2 Definitions.
12:3.0.1.1.9.1.8.3	SECTION 229.3	229.3 Administrative enforcement.
12:3.0.1.1.9.2	SUBPART B	Subpart B - Availability of Funds and Disclosure of Funds Availability Policies
12:3.0.1.1.9.2.8.1	SECTION 229.10	229.10 Next-day availability.
12:3.0.1.1.9.2.8.2	SECTION 229.11	229.11 Adjustment of dollar amounts.
12:3.0.1.1.9.2.8.3	SECTION 229.12	229.12 Availability schedule.
12:3.0.1.1.9.2.8.4	SECTION 229.13	229.13 Exceptions.
12:3.0.1.1.9.2.8.5	SECTION 229.14	229.14 Payment of interest.
12:3.0.1.1.9.2.8.6	SECTION 229.15	229.15 General disclosure requirements.
12:3.0.1.1.9.2.8.7	SECTION 229.16	229.16 Specific availability policy disclosure.
12:3.0.1.1.9.2.8.8	SECTION 229.17	229.17 Initial disclosures.
12:3.0.1.1.9.2.8.9	SECTION 229.18	229.18 Additional disclosure requirements.
12:3.0.1.1.9.2.8.10	SECTION 229.19	229.19 Miscellaneous.
12:3.0.1.1.9.2.8.11	SECTION 229.20	229.20 Relation to state law.
12:3.0.1.1.9.2.8.12	SECTION 229.21	229.21 Civil liability.
12:3.0.1.1.9.3	SUBPART C	Subpart C - Collection of Checks
12:3.0.1.1.9.3.8.1	SECTION 229.30	229.30 Electronic checks and electronic information.
12:3.0.1.1.9.3.8.2	SECTION 229.31	229.31 Paying bank's responsibility for return of checks and notices of nonpayment.
12:3.0.1.1.9.3.8.3	SECTION 229.32	229.32 Returning bank's responsibility for return of checks.
12:3.0.1.1.9.3.8.4	SECTION 229.33	229.33 Depositary bank's responsibility for returned checks and notices of nonpayment.
12:3.0.1.1.9.3.8.5	SECTION 229.34	229.34 Warranties and indemnities.
12:3.0.1.1.9.3.8.6	SECTION 229.35	229.35 Indorsements.
12:3.0.1.1.9.3.8.7	SECTION 229.36	229.36 Presentment and issuance of checks.
12:3.0.1.1.9.3.8.8	SECTION 229.37	229.37 Variation by agreement.
12:3.0.1.1.9.3.8.9	SECTION 229.38	229.38 Liability.
12:3.0.1.1.9.3.8.10	SECTION 229.39	229.39 Insolvency of bank.
12:3.0.1.1.9.3.8.11	SECTION 229.40	229.40 Effect of merger transaction.
12:3.0.1.1.9.3.8.12	SECTION 229.41	229.41 Relation to State law.
12:3.0.1.1.9.3.8.13	SECTION 229.42	229.42 Exclusions.
12:3.0.1.1.9.3.8.14	SECTION 229.43	229.43 [Reserved]
12:3.0.1.1.9.4	SUBPART D	Subpart D - Substitute Checks
12:3.0.1.1.9.4.8.1	SECTION 229.51	229.51 General provisions governing substitute checks.
12:3.0.1.1.9.4.8.2	SECTION 229.52	229.52 Substitute check warranties.
12:3.0.1.1.9.4.8.3	SECTION 229.53	229.53 Substitute check indemnity.
12:3.0.1.1.9.4.8.4	SECTION 229.54	229.54 Expedited recredit for consumers.
12:3.0.1.1.9.4.8.5	SECTION 229.55	229.55 Expedited recredit for banks.
12:3.0.1.1.9.4.8.6	SECTION 229.56	229.56 Liability.
12:3.0.1.1.9.4.8.7	SECTION 229.57	229.57 Consumer awareness.
12:3.0.1.1.9.4.8.8	SECTION 229.58	229.58 Mode of delivery of information.
12:3.0.1.1.9.4.8.9	SECTION 229.59	229.59 Relation to other law.
12:3.0.1.1.9.4.8.10	SECTION 229.60	229.60 Variation by agreement.
12:3.0.1.1.9.5	SUBPART 0
12:3.0.1.1.9.6.8.1.35	APPENDIX Appendix A	Appendix A to Part 229 - Routing Number Guide to Next-Day Availability Checks and Local Checks
12:3.0.1.1.9.6.8.1.36	APPENDIX Appendix B	Appendix B to Part 229 [Reserved]
12:3.0.1.1.9.6.8.1.37	APPENDIX Appendix C	Appendix C to Part 229 - Model Availability Policy Disclosures, Clauses, and Notices; Model Substitute Check Policy Disclosure and Notices
12:3.0.1.1.9.6.8.1.38	APPENDIX Appendix D	Appendix D to Part 229 [Reserved]
12:3.0.1.1.9.6.8.1.39	APPENDIX Appendix E	Appendix E to Part 229 - Commentary
12:3.0.1.1.9.6.8.1.40	APPENDIX Appendix F	Appendix F to Part 229 - Official Board Interpretations; Preemption Determinations

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