120.1015 Risk Rating System.§ 120.1015 Risk Rating System.
(a) Risk Rating. SBA may assign a Risk Rating to all SBA Lenders and Intermediaries on a periodic basis. Risk Ratings are based on certain risk-related portfolio performance factors as set forth in notices or SBA's SOPs and as published from time to time.
(b) Rating categories. Risk Ratings fall into one of two broad categories: Acceptable Risk Ratings or Less Than Acceptable Risk Ratings.[73 FR 75519, Dec. 11, 2008, as amended at 85 FR 14781, Mar. 16, 2020]