Title 13

PART 123

Part 123 - Disaster Loan Program

PART 123 - DISASTER LOAN PROGRAM Authority:15 U.S.C. 632, 634(b)(6), 636(b), 636(d), and 657n. Source:61 FR 3304, Jan. 31, 1996, unless otherwise noted.

13:1.0.1.1.18.1SUBPART A
Subpart A - Overview
13:1.0.1.1.18.1.279.1SECTION 123.1
   123.1 What do these rules cover
13:1.0.1.1.18.1.279.2SECTION 123.2
   123.2 What are disaster loans and disaster declarations
13:1.0.1.1.18.1.279.3SECTION 123.3
   123.3 How are disaster declarations made
13:1.0.1.1.18.1.279.4SECTION 123.4
   123.4 What is a disaster area and why is it important
13:1.0.1.1.18.1.279.5SECTION 123.5
   123.5 What kinds of loans are available
13:1.0.1.1.18.1.279.6SECTION 123.6
   123.6 What does SBA look for when considering a disaster loan applicant
13:1.0.1.1.18.1.279.7SECTION 123.7
   123.7 Are there restrictions on how disaster loans can be used
13:1.0.1.1.18.1.279.8SECTION 123.8
   123.8 Does SBA charge any fees for obtaining a disaster loan
13:1.0.1.1.18.1.279.9SECTION 123.9
   123.9 What happens if I don't use loan proceeds for the intended purpose
13:1.0.1.1.18.1.279.10SECTION 123.10
   123.10 What happens if I cannot use my insurance proceeds to make repairs
13:1.0.1.1.18.1.279.11SECTION 123.11
   123.11 Does SBA require collateral for any of its disaster loans
13:1.0.1.1.18.1.279.12SECTION 123.12
   123.12 Are books and records required
13:1.0.1.1.18.1.279.13SECTION 123.13
   123.13 What happens if my loan application is denied
13:1.0.1.1.18.1.279.14SECTION 123.14
   123.14 How does the Federal Debt Collection Procedures Act of 1990 apply
13:1.0.1.1.18.1.279.15SECTION 123.15
   123.15 What if I change my mind
13:1.0.1.1.18.1.279.16SECTION 123.16
   123.16 How are loans administered and serviced
13:1.0.1.1.18.1.279.17SECTION 123.17
   123.17 Do other Federal requirements apply
13:1.0.1.1.18.1.279.18SECTION 123.18
   123.18 Can I request an increase in the amount of a physical disaster loan
13:1.0.1.1.18.1.279.19SECTION 123.19
   123.19 May I request an increase in the amount of an economic injury loan
13:1.0.1.1.18.1.279.20SECTION 123.20
   123.20 How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan
13:1.0.1.1.18.1.279.21SECTION 123.21
   123.21 What is a mitigation measure
13:1.0.1.1.18.2SUBPART B
Subpart B - Home Disaster Loans
13:1.0.1.1.18.2.279.1SECTION 123.100
   123.100 Am I eligible to apply for a home disaster loan
13:1.0.1.1.18.2.279.2SECTION 123.101
   123.101 When am I not eligible for a home disaster loan
13:1.0.1.1.18.2.279.3SECTION 123.102
   123.102 What circumstances would justify my relocating
13:1.0.1.1.18.2.279.4SECTION 123.103
   123.103 What happens if I am forced to move from my home
13:1.0.1.1.18.2.279.5SECTION 123.104
   123.104 What interest rate will I pay on my home disaster loan
13:1.0.1.1.18.2.279.6SECTION 123.105
   123.105 How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms
13:1.0.1.1.18.2.279.7SECTION 123.106
   123.106 What is eligible refinancing
13:1.0.1.1.18.2.279.8SECTION 123.107
   123.107 How much can I borrow for post-disaster mitigation for my home
13:1.0.1.1.18.2.279.9SECTION 123.108
   123.108 How do the SBA disaster loan program and the FEMA grant programs interact
13:1.0.1.1.18.3SUBPART C
Subpart C - Physical Disaster Business Loans
13:1.0.1.1.18.3.279.1SECTION 123.200
   123.200 Am I eligible to apply for a physical disaster business loan
13:1.0.1.1.18.3.279.2SECTION 123.201
   123.201 When am I not eligible to apply for a physical disaster business loan
13:1.0.1.1.18.3.279.3SECTION 123.202
   123.202 How much can my business borrow with a physical disaster business loan
13:1.0.1.1.18.3.279.4SECTION 123.203
   123.203 What interest rate will my business pay on a physical disaster business loan and what are the repayment terms
13:1.0.1.1.18.3.279.5SECTION 123.204
   123.204 How much can your business borrow for post-disaster mitigation
13:1.0.1.1.18.4SUBPART D
Subpart D - Economic Injury Disaster Loans
13:1.0.1.1.18.4.279.1SECTION 123.300
   123.300 Is my business eligible to apply for an economic injury disaster loan
13:1.0.1.1.18.4.279.2SECTION 123.301
   123.301 When would my business not be eligible to apply for an economic injury disaster loan
13:1.0.1.1.18.4.279.3SECTION 123.302
   123.302 What is the interest rate on an economic injury disaster loan
13:1.0.1.1.18.4.279.4SECTION 123.303
   123.303 How can my business spend my economic injury disaster loan
13:1.0.1.1.18.5SUBPART E
Subpart E - [Reserved]
13:1.0.1.1.18.6SUBPART F
Subpart F - Military Reservist Economic Injury Disaster Loans
13:1.0.1.1.18.6.279.1SECTION 123.500
   123.500 Definitions.
13:1.0.1.1.18.6.279.2SECTION 123.501
   123.501 Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan
13:1.0.1.1.18.6.279.3SECTION 123.502
   123.502 Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan
13:1.0.1.1.18.6.279.4SECTION 123.503
   123.503 When can you apply for a Military Reservist EIDL
13:1.0.1.1.18.6.279.5SECTION 123.504
   123.504 How do you apply for a Military Reservist EIDL
13:1.0.1.1.18.6.279.6SECTION 123.505
   123.505 What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL
13:1.0.1.1.18.6.279.7SECTION 123.506
   123.506 How much can you borrow under the Military Reservist EIDL Program
13:1.0.1.1.18.6.279.8SECTION 123.507
   123.507 Under what circumstances will SBA consider waiving the $2 million loan limit
13:1.0.1.1.18.6.279.9SECTION 123.508
   123.508 How can you use Military Reservist EIDL funds
13:1.0.1.1.18.6.279.10SECTION 123.509
   123.509 What can't you use Military Reservist EIDL funds for
13:1.0.1.1.18.6.279.11SECTION 123.510
   123.510 What if you don't use your Military Reservist EIDL funds as authorized
13:1.0.1.1.18.6.279.12SECTION 123.511
   123.511 How will SBA disburse Military Reservist EIDL funds
13:1.0.1.1.18.6.279.13SECTION 123.512
   123.512 What is the interest rate on a Military Reservist EIDL
13:1.0.1.1.18.6.279.14SECTION 123.513
   123.513 Does SBA require collateral on its Military Reservist EIDL
13:1.0.1.1.18.7SUBPART G
Subpart G - [Reserved]
13:1.0.1.1.18.8SUBPART H
Subpart H - Immediate Disaster Assistance Program
13:1.0.1.1.18.8.279.1SECTION 123.700
   123.700 What is the Immediate Disaster Assistance Program
13:1.0.1.1.18.8.279.2SECTION 123.701
   123.701 What is the application procedure for an IDAP loan
13:1.0.1.1.18.8.279.3SECTION 123.702
   123.702 What are the eligibility requirements for an IDAP loan
13:1.0.1.1.18.8.279.4SECTION 123.703
   123.703 What are the terms of an IDAP loan
13:1.0.1.1.18.8.279.5SECTION 123.704
   123.704 Are there restrictions on how IDAP loan funds may be used
13:1.0.1.1.18.8.279.6SECTION 123.705
   123.705 Are there any fees associated with IDAP loans
13:1.0.1.1.18.8.279.7SECTION 123.706
   123.706 What are the requirements for IDAP Lenders