Title 12

PART 390

Part 390 - Regulations Transferred From The Office Of Thrift Supervision

PART 390 - REGULATIONS TRANSFERRED FROM THE OFFICE OF THRIFT SUPERVISION Authority:12 U.S.C. 1819. Link to an amendment published at 86 FR 8089, Feb. 3, 2021.Subpart F also issued under 5 U.S.C. 552; 559; 12 U.S.C. 2901 et seq.

Subpart G also issued under 12 U.S.C. 2810 et seq., 2901 et seq.; 15 U.S.C. 1691; 42 U.S.C. 1981, 1982, 3601-3619.

Subpart O also issued under 12 U.S.C. 1828.

Subpart Q also issued under 12 U.S.C. 1462; 1462a; 1463; 1464.

Subpart W also issued under 12 U.S.C. 1462a; 1463; 1464; 15 U.S.C. 78c; 78l; 78m; 78n; 78p; 78w.

Subpart Y also issued under 12 U.S.C. 1831o.

Source:76 FR 47655, Aug. 5, 2011, unless otherwise noted.

12:6.0.1.1.27.1SUBPART A
Subparts A - E [Reserved]
12:6.0.1.1.27.2SUBPART F
Subpart F - Application Processing Procedures
12:6.0.1.1.27.2.1.1SECTION 390.100
   390.100 What does this subpart do
12:6.0.1.1.27.2.1.2SECTION 390.101
   390.101 Do the same procedures apply to all applications under this subpart
12:6.0.1.1.27.2.1.3SECTION 390.102
   390.102 How does the FDIC compute time periods under this subpart
12:6.0.1.1.27.2.1.4SECTION 390.103
   390.103 Must I meet with the FDIC before I file my application
12:6.0.1.1.27.2.1.5SECTION 390.104
   390.104 What information must I include in my draft business plan
12:6.0.1.1.27.2.1.6SECTION 390.105
   390.105 What type of application must I file
12:6.0.1.1.27.2.1.7SECTION 390.106
   390.106 What information must I provide with my application
12:6.0.1.1.27.2.1.8SECTION 390.107
   390.107 May I keep portions of my application confidential
12:6.0.1.1.27.2.1.9SECTION 390.108
   390.108 Where do I file my application
12:6.0.1.1.27.2.1.10SECTION 390.109
   390.109 What is the filing date of my application
12:6.0.1.1.27.2.1.11SECTION 390.110
   390.110 How do I amend or supplement my application
12:6.0.1.1.27.2.1.12SECTION 390.111
   390.111 Who must publish a public notice of an application
12:6.0.1.1.27.2.1.13SECTION 390.112
   390.112 What information must I include in my public notice
12:6.0.1.1.27.2.1.14SECTION 390.113
   390.113 When must I publish the public notice
12:6.0.1.1.27.2.1.15SECTION 390.114
   390.114 Where must I publish the public notice
12:6.0.1.1.27.2.1.16SECTION 390.115
   390.115 What language must I use in my publication
12:6.0.1.1.27.2.1.17SECTION 390.116
   390.116 Comment procedures.
12:6.0.1.1.27.2.1.18SECTION 390.117
   390.117 Who may submit a written comment
12:6.0.1.1.27.2.1.19SECTION 390.118
   390.118 What information should a comment include
12:6.0.1.1.27.2.1.20SECTION 390.119
   390.119 Where are comments filed
12:6.0.1.1.27.2.1.21SECTION 390.120
   390.120 How long is the comment period
12:6.0.1.1.27.2.1.22SECTION 390.121
   390.121 Meeting procedures.
12:6.0.1.1.27.2.1.23SECTION 390.122
   390.122 When will the FDIC conduct a meeting on an application
12:6.0.1.1.27.2.1.24SECTION 390.123
   390.123 What procedures govern the conduct of the meeting
12:6.0.1.1.27.2.1.25SECTION 390.124
   390.124 Will FDIC approve or disapprove an application at a meeting
12:6.0.1.1.27.2.1.26SECTION 390.125
   390.125 Will a meeting affect application processing time frames
12:6.0.1.1.27.2.1.27SECTION 390.126
   390.126 If I file a notice under expedited treatment, when may I engage in the proposed activities
12:6.0.1.1.27.2.1.28SECTION 390.127
   390.127 What will the FDIC do after I file my application
12:6.0.1.1.27.2.1.29SECTION 390.128
   390.128 If the FDIC requests additional information to complete my application, how will it process my application
12:6.0.1.1.27.2.1.30SECTION 390.129
   390.129 Will the FDIC conduct an eligibility examination
12:6.0.1.1.27.2.1.31SECTION 390.130
   390.130 What may the FDIC require me to do after my application is deemed complete
12:6.0.1.1.27.2.1.32SECTION 390.131
   390.131 Will the FDIC require me to publish a new public notice
12:6.0.1.1.27.2.1.33SECTION 390.132
   390.132 May the FDIC suspend processing of my application
12:6.0.1.1.27.2.1.34SECTION 390.133
   390.133 How long is the FDIC review period
12:6.0.1.1.27.2.1.35SECTION 390.134
   390.134 How will I know if my application has been approved
12:6.0.1.1.27.2.1.36SECTION 390.135
   390.135 What will happen if the FDIC does not approve or disapprove my application within two calendar years after the filing date
12:6.0.1.1.27.3SUBPART G
Subpart G - Nondiscrimination Requirements
12:6.0.1.1.27.3.1.1SECTION 390.140
   390.140 Definitions.
12:6.0.1.1.27.3.1.2SECTION 390.141
   390.141 Supplementary guidelines.
12:6.0.1.1.27.3.1.3SECTION 390.142
   390.142 Nondiscrimination in lending and other services.
12:6.0.1.1.27.3.1.4SECTION 390.143
   390.143 Nondiscriminatory appraisal and underwriting.
12:6.0.1.1.27.3.1.5SECTION 390.144
   390.144 Nondiscrimination in applications.
12:6.0.1.1.27.3.1.6SECTION 390.145
   390.145 Nondiscriminatory advertising.
12:6.0.1.1.27.3.1.7SECTION 390.146
   390.146 Equal Housing Lender Poster.
12:6.0.1.1.27.3.1.8SECTION 390.147
   390.147 Loan application register.
12:6.0.1.1.27.3.1.9SECTION 390.148
   390.148 Nondiscrimination in employment.
12:6.0.1.1.27.3.1.10SECTION 390.149
   390.149 Complaints.
12:6.0.1.1.27.3.1.11SECTION 390.150
   390.150 Guidelines relating to nondiscrimination in lending.
12:6.0.1.1.27.4SUBPART H
Subparts H-N [Reserved]
12:6.0.1.1.27.5SUBPART O
Subpart O - Subordinate Organizations
12:6.0.1.1.27.5.1.1SECTION 390.250
   390.250 What does this subpart cover
12:6.0.1.1.27.5.1.2SECTION 390.251
   390.251 Definitions.
12:6.0.1.1.27.5.1.3SECTION 390.252
   390.252 How must separate corporate identities be maintained
12:6.0.1.1.27.5.1.4SECTION 390.253
   390.253 What notices are required to establish or acquire a new subsidiary or engage in new activities through an existing subsidiary
12:6.0.1.1.27.5.1.5SECTION 390.254
   390.254 How may a subsidiary of a State savings association issue securities
12:6.0.1.1.27.5.1.6SECTION 390.255
   390.255 How may a State savings association exercise its salvage power in connection with a service corporation or lower-tier entities
12:6.0.1.1.27.6SUBPART P
Subpart P [Reserved]
12:6.0.1.1.27.7SUBPART Q
Subpart Q - Definitions for Regulations Affecting All State Savings Associations
12:6.0.1.1.27.7.1.1SECTION 390.280
   390.280 When do the definitions in this subpart apply
12:6.0.1.1.27.7.1.2SECTION 390.281
   390.281 Account.
12:6.0.1.1.27.7.1.3SECTION 390.282
   390.282 Accountholder.
12:6.0.1.1.27.7.1.4SECTION 390.283
   390.283 Affiliate.
12:6.0.1.1.27.7.1.5SECTION 390.284
   390.284 Affiliated person.
12:6.0.1.1.27.7.1.6SECTION 390.285
   390.285 Audit period.
12:6.0.1.1.27.7.1.7SECTION 390.286
   390.286 Certificate account.
12:6.0.1.1.27.7.1.8SECTION 390.287
   390.287 Consumer credit.
12:6.0.1.1.27.7.1.9SECTION 390.288
   390.288 Controlling person.
12:6.0.1.1.27.7.1.10SECTION 390.289
   390.289 Corporation.
12:6.0.1.1.27.7.1.11SECTION 390.290
   390.290 Demand accounts.
12:6.0.1.1.27.7.1.12SECTION 390.291
   390.291 Director.
12:6.0.1.1.27.7.1.13SECTION 390.292
   390.292 Financial institution.
12:6.0.1.1.27.7.1.14SECTION 390.293
   390.293 Immediate family.
12:6.0.1.1.27.7.1.15SECTION 390.294
   390.294 Land loan.
12:6.0.1.1.27.7.1.16SECTION 390.295
   390.295 Low-rent housing.
12:6.0.1.1.27.7.1.17SECTION 390.296
   390.296 Money Market Deposit Accounts.
12:6.0.1.1.27.7.1.18SECTION 390.297
   390.297 Negotiable Order of Withdrawal Accounts.
12:6.0.1.1.27.7.1.19SECTION 390.298
   390.298 Nonresidential construction loan.
12:6.0.1.1.27.7.1.20SECTION 390.299
   390.299 Nonwithdrawable account.
12:6.0.1.1.27.7.1.21SECTION 390.300
   390.300 Note account.
12:6.0.1.1.27.7.1.22SECTION 390.301
   390.301 [Reserved]
12:6.0.1.1.27.7.1.23SECTION 390.302
   390.302 Officer.
12:6.0.1.1.27.7.1.24SECTION 390.303
   390.303 Parent company; subsidiary.
12:6.0.1.1.27.7.1.25SECTION 390.304
   390.304 Political subdivision.
12:6.0.1.1.27.7.1.26SECTION 390.305
   390.305 Principal office.
12:6.0.1.1.27.7.1.27SECTION 390.306
   390.306 Public unit.
12:6.0.1.1.27.7.1.28SECTION 390.307
   390.307 Savings account.
12:6.0.1.1.27.7.1.29SECTION 390.308
   390.308 State savings association.
12:6.0.1.1.27.7.1.30SECTION 390.309
   390.309 Security.
12:6.0.1.1.27.7.1.31SECTION 390.310
   390.310 Service corporation.
12:6.0.1.1.27.7.1.32SECTION 390.311
   390.311 State.
12:6.0.1.1.27.7.1.33SECTION 390.312
   390.312 Subordinated debt security.
12:6.0.1.1.27.7.1.34SECTION 390.313
   390.313 Tax and loan account.
12:6.0.1.1.27.7.1.35SECTION 390.314
   390.314 United States Treasury General Account.
12:6.0.1.1.27.7.1.36SECTION 390.315
   390.315 United States Treasury Time Deposit Open Account.
12:6.0.1.1.27.7.1.37SECTION 390.316
   390.316 With recourse.
12:6.0.1.1.27.8SUBPART R
Subparts R-V [Reserved]
12:6.0.1.1.27.9SUBPART W
Subpart W - Securities Offerings
12:6.0.1.1.27.9.1.1SECTION 390.410
   390.410 Definitions.
12:6.0.1.1.27.9.1.2SECTION 390.411
   390.411 Offering circular requirement.
12:6.0.1.1.27.9.1.3SECTION 390.412
   390.412 Exemptions.
12:6.0.1.1.27.9.1.4SECTION 390.413
   390.413 Non-public offering.
12:6.0.1.1.27.9.1.5SECTION 390.414
   390.414 Filing and signature requirements.
12:6.0.1.1.27.9.1.6SECTION 390.415
   390.415 Effective date.
12:6.0.1.1.27.9.1.7SECTION 390.416
   390.416 Form, content, and accounting.
12:6.0.1.1.27.9.1.8SECTION 390.417
   390.417 Use of the offering circular.
12:6.0.1.1.27.9.1.9SECTION 390.418
   390.418 Escrow requirement.
12:6.0.1.1.27.9.1.10SECTION 390.419
   390.419 Unsafe or unsound practices.
12:6.0.1.1.27.9.1.11SECTION 390.420
   390.420 Withdrawal or abandonment.
12:6.0.1.1.27.9.1.12SECTION 390.421
   390.421 Securities sale report.
12:6.0.1.1.27.9.1.13SECTION 390.422
   390.422 Public disclosure and confidential treatment.
12:6.0.1.1.27.9.1.14SECTION 390.423
   390.423 Waiver.
12:6.0.1.1.27.9.1.15SECTION 390.424
   390.424 Requests for interpretive advice or waiver.
12:6.0.1.1.27.9.1.16SECTION 390.425
   390.425 Delayed or continuous offering and sale of securities.
12:6.0.1.1.27.9.1.17SECTION 390.426
   390.426 Sales of securities at an office of a State savings association.
12:6.0.1.1.27.9.1.18SECTION 390.427
   390.427 Current and periodic reports.
12:6.0.1.1.27.9.1.19SECTION 390.428
   390.428 Approval of the security.
12:6.0.1.1.27.9.1.20SECTION 390.429
   390.429 Form for securities sale report.
12:6.0.1.1.27.9.1.21SECTION 390.430
   390.430 Filing of copies of offering circulars in certain exempt offerings.
12:6.0.1.1.27.10SUBPART X
Subpart X [Reserved]
12:6.0.1.1.27.11SUBPART Y
Subpart Y - Prompt Corrective Action
12:6.0.1.1.27.11.1.1SECTION 390.450-390.455
   390.450-390.455 [Reserved]
12:6.0.1.1.27.11.1.2SECTION 390.456
   390.456 Directives to take prompt corrective action.
12:6.0.1.1.27.11.1.3SECTION 390.457
   390.457 Procedures for reclassifying a State savings association based on criteria other than capital.
12:6.0.1.1.27.11.1.4SECTION 390.458
   390.458 Order to dismiss a director or senior executive officer.
12:6.0.1.1.27.11.1.5SECTION 390.459
   390.459 Enforcement of directives.
12:6.0.1.1.27.12SUBPART Z
Subpart Z [Reserved]