Appendix B to Part 25 - Community Reinvestment Act Notice
12:1.0.1.1.22.6.28.6.7 : Appendix B
Appendix B to Part 25 - Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the
Comptroller of the Currency (OCC) evaluates our record of helping
to meet the credit needs of this community, consistent with safe
and sound operations. The OCC also takes this record into account
when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA, including, for example, information
about our branches, such as their location and services provided at
them; the public section of our most recent CRA Performance
Evaluation, prepared by the OCC; and comments received from the
public relating to assessment area needs and opportunities, as well
as our responses to those comments. You may review this information
today by reviewing the public file which is available at (web
address and/or physical address at which the public file can be
reviewed and copied).
You may also have access to the following additional
information, which we will make available to you after you make a
request to us: (1) A map showing the assessment area containing a
select branch, which is the area in which the OCC evaluates our CRA
performance for that particular community; (2) branch addresses and
associated branch facilities and hours in any assessment area; (3)
a list of services we provide at those locations; (4) our most
recent rating in the assessment area; and (5) copies of all written
comments received by us that specifically relate to the needs and
opportunities of a given assessment area, and any responses we have
made to those comments. If we are operating under an approved
strategic plan, you may also have access to a copy of the plan.
At least 30 days before the beginning of each quarter, the OCC
publishes a nationwide list of the (entity type) that are scheduled
for CRA examination in that quarter. This list is available from
the Deputy Comptroller (address). You may send written comments
regarding the needs and opportunities of any of the (entity type)'s
assessment area(s) to (name, address, and email address of official
at bank) and Deputy Comptroller (address and email address). Your
comments, together with any response by us, will be considered by
the Comptroller in evaluating our CRA performance and may be made
public.
You may ask to look at any comments received by the Deputy
Comptroller. You may also request from the Deputy Comptroller an
announcement of our applications covered by the CRA filed with the
Comptroller. (We are an affiliate of (name of holding company), a
(entity type) holding company. You may request from the (title of
responsible official), Federal Reserve Bank of _________ (address)
an announcement of applications covered by the CRA filed by (entity
type) holding companies.)
[85 FR 34809, June 5, 2020]