Title 24

PART 203 SUBPART B

Subpart B - Contract Rights and Obligations

24:2.1.1.2.4.2.85SUBJGRP 85
Definitions
24:2.1.1.2.4.2.85.1SECTION 203.251
   203.251 Definitions.
24:2.1.1.2.4.2.86SUBJGRP 86
Endorsement and Contract of Insurance
24:2.1.1.2.4.2.86.2SECTION 203.255
   203.255 Insurance of mortgage.
24:2.1.1.2.4.2.86.3SECTION 203.256
   203.256 Insurance of open-end advance.
24:2.1.1.2.4.2.86.4SECTION 203.257
   203.257 Creation of the contract.
24:2.1.1.2.4.2.86.5SECTION 203.258
   203.258 Substitute mortgagors.
24:2.1.1.2.4.2.87SUBJGRP 87
Mortgage Insurance Premiums - In General
24:2.1.1.2.4.2.87.6SECTION 203.259
   203.259 Method of payment of MIP.
24:2.1.1.2.4.2.87.7SECTION 203.259a
   203.259a Scope.
24:2.1.1.2.4.2.88SUBJGRP 88
Mortgage Insurance Premiums - Periodic Payment
24:2.1.1.2.4.2.88.8SECTION 203.260
   203.260 Amount of mortgage insurance premium (periodic MIP).
24:2.1.1.2.4.2.88.9SECTION 203.261
   203.261 Calculation of periodic MIP.
24:2.1.1.2.4.2.88.10SECTION 203.262
   203.262 Due date of periodic MIP.
24:2.1.1.2.4.2.88.11SECTION 203.264
   203.264 Payment of periodic MIP.
24:2.1.1.2.4.2.88.12SECTION 203.265
   203.265 Mortgagee's late charge and interest.
24:2.1.1.2.4.2.88.13SECTION 203.266
   203.266 Period covered by periodic MIP.
24:2.1.1.2.4.2.88.14SECTION 203.267
   203.267 Duration of periodic MIP.
24:2.1.1.2.4.2.88.15SECTION 203.268
   203.268 Pro rata payment of periodic MIP.
24:2.1.1.2.4.2.88.16SECTION 203.269
   203.269 Method of payment of periodic MIP.
24:2.1.1.2.4.2.89SUBJGRP 89
Open-end Insurance Charges - All Mortgages
24:2.1.1.2.4.2.89.17SECTION 203.270
   203.270 Open-end insurance charges.
24:2.1.1.2.4.2.90SUBJGRP 90
Mortgage Insurance Premiums - One-Time Payment
24:2.1.1.2.4.2.90.18SECTION 203.280
   203.280 One-time or Up-front MIP.
24:2.1.1.2.4.2.90.19SECTION 203.281
   203.281 Calculation of one-time MIP.
24:2.1.1.2.4.2.90.20SECTION 203.282
   203.282 Mortgagee's late charge and interest.
24:2.1.1.2.4.2.90.21SECTION 203.283
   203.283 Refund of one-time MIP.
24:2.1.1.2.4.2.91SUBJGRP 91
Calculation of Mortgage Insurance Premium on or After July 1, 1991
24:2.1.1.2.4.2.91.22SECTION 203.284
   203.284 Calculation of up-front and annual MIP on or after July 1, 1991.
24:2.1.1.2.4.2.91.23SECTION 203.285
   203.285 Fifteen-year mortgages: Calculation of up-front and annual MIP on or after December 26, 1992.
24:2.1.1.2.4.2.92SUBJGRP 92
Adjusted Mortgage Insurance Premium
24:2.1.1.2.4.2.92.24SECTION 203.288
   203.288 Discontinuance of adjusted premium charge.
24:2.1.1.2.4.2.93SUBJGRP 93
Voluntary Termination
24:2.1.1.2.4.2.93.25SECTION 203.295
   203.295 Voluntary termination.
24:2.1.1.2.4.2.94SUBJGRP 94
Termination of Insurance Contract
24:2.1.1.2.4.2.94.26SECTION 203.315
   203.315 Termination by conveyance to other than Commissioner.
24:2.1.1.2.4.2.94.27SECTION 203.316
   203.316 Termination by prepayment of mortgage.
24:2.1.1.2.4.2.94.28SECTION 203.317
   203.317 Termination by voluntary agreement.
24:2.1.1.2.4.2.94.29SECTION 203.318
   203.318 Notice of termination by mortgagee.
24:2.1.1.2.4.2.94.30SECTION 203.319
   203.319 Pro rata payment of premiums and charges.
24:2.1.1.2.4.2.94.31SECTION 203.320
   203.320 Notice and date of termination by Commissioner.
24:2.1.1.2.4.2.94.32SECTION 203.321
   203.321 Effect of termination.
24:2.1.1.2.4.2.95SUBJGRP 95
Default Under Mortgage
24:2.1.1.2.4.2.95.33SECTION 203.330
   203.330 Definition of delinquency and requirement for notice of delinquency to HUD.
24:2.1.1.2.4.2.95.34SECTION 203.331
   203.331 Definition of default, date of default, and requirement of notice of default to HUD.
24:2.1.1.2.4.2.95.35SECTION 203.332
   203.332 [Reserved]
24:2.1.1.2.4.2.95.36SECTION 203.333
   203.333 Reinstatement of defaulted mortgage.
24:2.1.1.2.4.2.96SUBJGRP 96
Continuation of Insurance
24:2.1.1.2.4.2.96.37SECTION 203.340
   203.340 Special forbearance.
24:2.1.1.2.4.2.96.38SECTION 203.341
   203.341 Partial claim.
24:2.1.1.2.4.2.96.39SECTION 203.342
   203.342 Mortgage modification.
24:2.1.1.2.4.2.96.40SECTION 203.343
   203.343 Partial release, addition or substitution of security.
24:2.1.1.2.4.2.97SUBJGRP 97
Forbearance Relief for Military Personnel
24:2.1.1.2.4.2.97.41SECTION 203.345
   203.345 Postponement of principal payments - mortgagors in military service.
24:2.1.1.2.4.2.97.42SECTION 203.346
   203.346 Postponement of foreclosure - mortgagors in military service.
24:2.1.1.2.4.2.98SUBJGRP 98
Assignment of Mortgage
24:2.1.1.2.4.2.98.43SECTION 203.350
   203.350 Assignment of mortgage.
24:2.1.1.2.4.2.98.44SECTION 203.351
   203.351 Application for insurance benefits and fiscal data.
24:2.1.1.2.4.2.98.45SECTION 203.353
   203.353 Certification by mortgagee.
24:2.1.1.2.4.2.99SUBJGRP 99
Claim Procedure
24:2.1.1.2.4.2.99.46SECTION 203.355
   203.355 Acquisition of property.
24:2.1.1.2.4.2.99.47SECTION 203.356
   203.356 Notice of foreclosure and pre-foreclosure sale; reasonable diligence requirements.
24:2.1.1.2.4.2.99.48SECTION 203.357
   203.357 Deed in lieu of foreclosure.
24:2.1.1.2.4.2.99.49SECTION 203.358
   203.358 Direct conveyance of property.
24:2.1.1.2.4.2.99.50SECTION 203.359
   203.359 Time of conveyance to the Secretary.
24:2.1.1.2.4.2.99.51SECTION 203.360
   203.360 Notice of property transfer or pre-foreclosure sale and application for insurance benefits.
24:2.1.1.2.4.2.99.52SECTION 203.361
   203.361 Acceptance of property by Commissioner.
24:2.1.1.2.4.2.99.53SECTION 203.362
   203.362 Conditions for withdrawal of application for insurance benefits.
24:2.1.1.2.4.2.99.54SECTION 203.363
   203.363 Effect of noncompliance with regulations.
24:2.1.1.2.4.2.99.55SECTION 203.364
   203.364 Mortgagee's liability for property expenditures.
24:2.1.1.2.4.2.99.56SECTION 203.365
   203.365 Documents and information to be furnished the Secretary; claims review.
24:2.1.1.2.4.2.99.57SECTION 203.366
   203.366 Conveyance of marketable title.
24:2.1.1.2.4.2.99.58SECTION 203.367
   203.367 Contents of deed and supporting documents.
24:2.1.1.2.4.2.99.59SECTION 203.368
   203.368 Claims without conveyance procedure.
24:2.1.1.2.4.2.99.60SECTION 203.369
   203.369 Deficiency judgments.
24:2.1.1.2.4.2.99.61SECTION 203.370
   203.370 Pre-foreclosure sales.
24:2.1.1.2.4.2.99.62SECTION 203.371
   203.371 Partial claim.
24:2.1.1.2.4.2.100SUBJGRP 100
Condition of Property
24:2.1.1.2.4.2.100.63SECTION 203.375-203.376
   203.375-203.376 [Reserved]
24:2.1.1.2.4.2.100.64SECTION 203.377
   203.377 Inspection and preservation of properties.
24:2.1.1.2.4.2.100.65SECTION 203.378
   203.378 Property condition.
24:2.1.1.2.4.2.100.66SECTION 203.379
   203.379 Adjustment for damage or neglect.
24:2.1.1.2.4.2.100.67SECTION 203.380
   203.380 Certificate of property condition.
24:2.1.1.2.4.2.100.68SECTION 203.381
   203.381 Occupancy of property.
24:2.1.1.2.4.2.100.69SECTION 203.382
   203.382 Cancellation of hazard insurance.
24:2.1.1.2.4.2.101SUBJGRP 101
Property Title Transfers and Title Waivers
24:2.1.1.2.4.2.101.70SECTION 203.385
   203.385 Types of satisfactory title evidence.
24:2.1.1.2.4.2.101.71SECTION 203.386
   203.386 Coverage of title evidence.
24:2.1.1.2.4.2.101.72SECTION 203.387
   203.387 Acceptability of customary title evidence.
24:2.1.1.2.4.2.101.73SECTION 203.389
   203.389 Waived title objections.
24:2.1.1.2.4.2.101.74SECTION 203.390
   203.390 Waiver of title - mortgages or property formerly held by the Secretary.
24:2.1.1.2.4.2.101.75SECTION 203.391
   203.391 Title objection waiver with reduced insurance benefits.
24:2.1.1.2.4.2.102SUBJGRP 102
Payment of Insurance Benefits
24:2.1.1.2.4.2.102.76SECTION 203.400
   203.400 Method of payment.
24:2.1.1.2.4.2.102.77SECTION 203.401
   203.401 Amount of payment - conveyed and non-conveyed properties.
24:2.1.1.2.4.2.102.78SECTION 203.402
   203.402 Items included in payment - conveyed and non-conveyed properties.
24:2.1.1.2.4.2.102.79SECTION 203.402a
   203.402a Reimbursement for uncollected interest.
24:2.1.1.2.4.2.102.80SECTION 203.403
   203.403 Items deducted from payment - conveyed and non-conveyed properties.
24:2.1.1.2.4.2.102.81SECTION 203.404
   203.404 Amount of payment - assigned mortgages.
24:2.1.1.2.4.2.102.82SECTION 203.405
   203.405 Debenture interest rate.
24:2.1.1.2.4.2.102.83SECTION 203.406
   203.406 Maturity of debentures.
24:2.1.1.2.4.2.102.84SECTION 203.407
   203.407 Registration of debentures.
24:2.1.1.2.4.2.102.85SECTION 203.408
   203.408 Form and amounts of debentures.
24:2.1.1.2.4.2.102.86SECTION 203.409
   203.409 Redemption of debentures.
24:2.1.1.2.4.2.102.87SECTION 203.410
   203.410 Issue date of debentures.
24:2.1.1.2.4.2.102.88SECTION 203.411
   203.411 Cash adjustment.
24:2.1.1.2.4.2.102.89SECTION 203.412
   203.412 Payment for foreclosure alternative actions.
24:2.1.1.2.4.2.102.90SECTION 203.413
   203.413 [Reserved]
24:2.1.1.2.4.2.102.91SECTION 203.414
   203.414 Amount of payment - partial claims.
24:2.1.1.2.4.2.103SUBJGRP 103
Certificate of Claim
24:2.1.1.2.4.2.103.92SECTION 203.415
   203.415 Delivery of certificate of claim.
24:2.1.1.2.4.2.103.93SECTION 203.416
   203.416 Amount and items of certificate of claim.
24:2.1.1.2.4.2.103.94SECTION 203.417
   203.417 Rate of interest of certificate of claim.
24:2.1.1.2.4.2.104SUBJGRP 104
Mutual Mortgage Insurance Fund and Distributive Shares
24:2.1.1.2.4.2.104.95SECTION 203.420
   203.420 Nature of Mutual Mortgage Insurance Fund.
24:2.1.1.2.4.2.104.96SECTION 203.421
   203.421 Allocation of Mutual Mortgage Insurance Fund income or loss.
24:2.1.1.2.4.2.104.97SECTION 203.422
   203.422 Right and liability under Mutual Mortgage Insurance Fund.
24:2.1.1.2.4.2.104.98SECTION 203.423
   203.423 Distribution of distributive shares.
24:2.1.1.2.4.2.104.99SECTION 203.424
   203.424 Maximum amount of distributive shares.
24:2.1.1.2.4.2.104.100SECTION 203.425
   203.425 Finality of determination.
24:2.1.1.2.4.2.104.101SECTION 203.426
   203.426 Inapplicability to housing in older declining urban areas.
24:2.1.1.2.4.2.104.102SECTION 203.427
   203.427 Statute of limitations on payment of distributive shares.
24:2.1.1.2.4.2.105SUBJGRP 105
Sale, Assignment and Pledge of Insured Mortgage
24:2.1.1.2.4.2.105.103SECTION 203.430
   203.430 Sale of interests in insured mortgages.
24:2.1.1.2.4.2.105.104SECTION 203.431
   203.431 Sale of insured mortgage to approved mortgagee.
24:2.1.1.2.4.2.105.105SECTION 203.432
   203.432 Effect of sale of insured mortgage.
24:2.1.1.2.4.2.105.106SECTION 203.433
   203.433 Assignments, pledges and transfers by approved mortgagee.
24:2.1.1.2.4.2.105.107SECTION 203.434
   203.434 Declaration of trust.
24:2.1.1.2.4.2.105.108SECTION 203.435
   203.435 Transfers of partial interests.
24:2.1.1.2.4.2.106SUBJGRP 106
Graduated Payment Mortgages
24:2.1.1.2.4.2.106.109SECTION 203.436
   203.436 Claim procedure - graduated payment mortgages.
24:2.1.1.2.4.2.107SUBJGRP 107
Cooperative Unit Mortgages
24:2.1.1.2.4.2.107.110SECTION 203.437
   203.437 Mortgages involving a dwelling unit in a cooperative housing development.
24:2.1.1.2.4.2.108SUBJGRP 108
Mortgages on Property Located on Indian Land
24:2.1.1.2.4.2.108.111SECTION 203.438
   203.438 Mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
24:2.1.1.2.4.2.109SUBJGRP 109
Mortgages on Property Located on Hawaiian Home Lands
24:2.1.1.2.4.2.109.112SECTION 203.439
   203.439 Mortgages on Hawaiian home lands insured pursuant to section 247 of the National Housing Act.
24:2.1.1.2.4.2.110SUBJGRP 110
Mortgages on Property in Allegany Reservation of Seneca Indians
24:2.1.1.2.4.2.110.113SECTION 203.439a
   203.439a Mortgages on property in Allegany Reservation of Seneca Nation of Indians authorized by section 203(q) of the National Housing Act.
24:2.1.1.2.4.2.111SUBJGRP 111
Rehabilitation Loans
24:2.1.1.2.4.2.111.114SECTION 203.440
   203.440 Definitions.
24:2.1.1.2.4.2.111.115SECTION 203.441
   203.441 Insurance of loan.
24:2.1.1.2.4.2.111.116SECTION 203.442
   203.442 Contract created by Insurance Certificate or by endorsement.
24:2.1.1.2.4.2.111.117SECTION 203.443
   203.443 Insurance premium.
24:2.1.1.2.4.2.111.118SECTION 203.457
   203.457 Voluntary termination of contract.
24:2.1.1.2.4.2.111.119SECTION 203.458
   203.458 Termination by prepayment of loan.
24:2.1.1.2.4.2.111.120SECTION 203.459
   203.459 Notice of termination by lender.
24:2.1.1.2.4.2.111.121SECTION 203.462
   203.462 Pro rata payment of premium before termination.
24:2.1.1.2.4.2.111.122SECTION 203.463
   203.463 Notice and date of termination by Commissioner.
24:2.1.1.2.4.2.111.123SECTION 203.464
   203.464 Effect of termination.
24:2.1.1.2.4.2.111.124SECTION 203.466
   203.466 Definition of delinquency and requirement for notice of delinquency to HUD.
24:2.1.1.2.4.2.111.125SECTION 203.467
   203.467 Definition of default, date of default, and requirement of notice of default to HUD.
24:2.1.1.2.4.2.111.126SECTION 203.468
   203.468 [Reserved]
24:2.1.1.2.4.2.111.127SECTION 203.469
   203.469 Reinstatement of defaulted loan.
24:2.1.1.2.4.2.111.128SECTION 203.471
   203.471 Special forbearance.
24:2.1.1.2.4.2.111.129SECTION 203.472
   203.472 Relief for borrower in military service.
24:2.1.1.2.4.2.111.130SECTION 203.473
   203.473 Claim procedure.
24:2.1.1.2.4.2.111.131SECTION 203.474
   203.474 Maximum claim period.
24:2.1.1.2.4.2.111.132SECTION 203.476
   203.476 Claim application and items to be filed.
24:2.1.1.2.4.2.111.133SECTION 203.477
   203.477 Certificate by lender when loan assigned.
24:2.1.1.2.4.2.111.134SECTION 203.478
   203.478 Payment of insurance benefits.
24:2.1.1.2.4.2.111.135SECTION 203.479
   203.479 Debenture interest rate.
24:2.1.1.2.4.2.111.136SECTION 203.481
   203.481 Maturity of debentures.
24:2.1.1.2.4.2.111.137SECTION 203.482
   203.482 Registration of debentures.
24:2.1.1.2.4.2.111.138SECTION 203.483
   203.483 Forms and amounts of debentures.
24:2.1.1.2.4.2.111.139SECTION 203.484
   203.484 Redemption of debentures.
24:2.1.1.2.4.2.111.140SECTION 203.486
   203.486 Issue date of debentures.
24:2.1.1.2.4.2.111.141SECTION 203.487
   203.487 Cash adjustment.
24:2.1.1.2.4.2.111.142SECTION 203.488
   203.488 Sale of interests in insured loans.
24:2.1.1.2.4.2.111.143SECTION 203.489
   203.489 Sale of insured loan to approved lender.
24:2.1.1.2.4.2.111.144SECTION 203.491
   203.491 Effect of sale of insured loan.
24:2.1.1.2.4.2.111.145SECTION 203.492
   203.492 Assignments, pledges and transfers by approved lender.
24:2.1.1.2.4.2.111.146SECTION 203.493
   203.493 Declaration of trust.
24:2.1.1.2.4.2.111.147SECTION 203.495
   203.495 Transfers of partial interests.
24:2.1.1.2.4.2.112SUBJGRP 112
Extension of Time
24:2.1.1.2.4.2.112.148SECTION 203.496
   203.496 Actions to be taken by mortgagee or lender.
24:2.1.1.2.4.2.113SUBJGRP 113
Amendments
24:2.1.1.2.4.2.113.149SECTION 203.499
   203.499 Effect of amendments.