CFR›Title 16›Chapter I›Part 640 ContainsSections 640.1–640.6CorpusDaily eCFRDisplayed edition2026-04-24Last updated2026-04-24 PART 640—DUTIES OF CREDITORS REGARDING RISK-BASED PRICING Sections 640.1 § 640.1 Scope. 640.2 § 640.2 Definitions. 640.3 § 640.3 General requirements for risk-based pricing notices. 640.4 § 640.4 Content, form, and timing of risk-based pricing notices. 640.5 § 640.5 Exceptions. 640.6 § 640.6 Rules of Construction. AuthorityPub. L. 108-159, sec. 311; 15 U.S.C. 1681m(h); 12 U.S.C. 5519(d).Source86 FR 51797, Oct. 18, 2021, unless otherwise noted. Previous 614 Part 614—Appropriate Proof of Identity Next 641 Part 641—Duties of Users of Consumer Reports Regarding Address Discrepancies