CFR›Title 16›Chapter I›Part 610 ContainsSection 610.1CorpusDaily eCFRDisplayed edition2026-04-24Last updated2026-04-24 PART 610—FREE ANNUAL FILE DISCLOSURES Sections 610.1 § 610.1 Cross-reference. Authority15 U.S.C. 1681a, g, and h; sec. 211(a) and (d), Pub. L. 108-159, 117 Stat. 1968 and 1972 (15 U.S.C. 1681j); Pub. L. 111-24.Source77 FR 22203, Apr. 13, 2012, unless otherwise noted. Previous 609 Part 609—Free Electronic Credit Monitoring for Active Duty Military Next 611 Part 611—Prohibition Against Circumventing Treatment as a Nationwide Consumer Reporting Agency