CFR›Title 16›Chapter I›Part 444 ContainsSections 444.1–444.5CorpusDaily eCFRDisplayed edition2026-04-15Last updated2026-04-15 PART 444—CREDIT PRACTICES Sections 444.1 § 444.1 Definitions. 444.2 § 444.2 Unfair credit practices. 444.3 § 444.3 Unfair or deceptive cosigner practices. 444.4 § 444.4 Late charges. 444.5 § 444.5 State exemptions. AuthoritySec. 18(a), 88 Stat. 2193, as amended 93 Stat. 95 (15 U.S.C. 57a); 80 Stat. 383, as amended, 81 Stat. 54 (5 U.S.C. 552).Source49 FR 7789, Mar. 1, 1984, unless otherwise noted. Previous 437 Part 437—Business Opportunity Rule Next 453 Part 453—Funeral Industry Practices