Title 12

PART 1041

Part 1041 - Payday, Vehicle Title, And Certain High-cost Installment Loans

PART 1041 - PAYDAY, VEHICLE TITLE, AND CERTAIN HIGH-COST INSTALLMENT LOANS Authority:12 U.S.C. 5511, 5512, 5514(b), 5531(b), (c), and (d), 5532. Source:82 FR 54871, Nov. 17, 2017, unless otherwise noted.

12:9.0.1.1.3.1SUBPART A
Subpart A - General
12:9.0.1.1.3.1.1.1SECTION 1041.1
   1041.1 Authority and purpose.
12:9.0.1.1.3.1.1.2SECTION 1041.2
   1041.2 Definitions.
12:9.0.1.1.3.1.1.3SECTION 1041.3
   1041.3 Scope of coverage; exclusions; exemptions.
12:9.0.1.1.3.2SUBPART B
Subpart B - Underwriting
12:9.0.1.1.3.2.1.1SECTION 1041.4
   1041.4 Identification of unfair and abusive practice.
12:9.0.1.1.3.2.1.2SECTION 1041.5
   1041.5 Ability-to-repay determination required.
12:9.0.1.1.3.2.1.3SECTION 1041.6
   1041.6 Conditional exemption for certain covered short-term loans.
12:9.0.1.1.3.3SUBPART C
Subpart C - Payments
12:9.0.1.1.3.3.1.1SECTION 1041.7
   1041.7 Identification of unfair and abusive practice.
12:9.0.1.1.3.3.1.2SECTION 1041.8
   1041.8 Prohibited payment transfer attempts.
12:9.0.1.1.3.3.1.3SECTION 1041.9
   1041.9 Disclosure of payment transfer attempts.
12:9.0.1.1.3.4SUBPART D
Subpart D - Information Furnishing, Recordkeeping, Anti-Evasion, Severability, and Dates
12:9.0.1.1.3.4.1.1SECTION 1041.10
   1041.10 Information furnishing requirements.
12:9.0.1.1.3.4.1.2SECTION 1041.11
   1041.11 Registered information systems.
12:9.0.1.1.3.4.1.3SECTION 1041.12
   1041.12 Compliance program and record retention.
12:9.0.1.1.3.4.1.4SECTION 1041.13
   1041.13 Prohibition against evasion.
12:9.0.1.1.3.4.1.5SECTION 1041.14
   1041.14 Severability.
12:9.0.1.1.3.4.1.6SECTION 1041.15
   1041.15 Effective and compliance dates.
12:9.0.1.1.3.4.1.7.25APPENDIX Appendix A
   Appendix A to Part 1041 - Model Forms
12:9.0.1.1.3.4.1.7.26APPENDIX
   Supplement I to Part 1041 - Official Interpretations