Title 12

PART 43 SUBPART D

Subpart D - Exceptions and Exemptions

• 12 U.S.C. 1 et seq., 93a, 161, 1464, 1818, 5412(b)(2)(B), and 15 U.S.C. 78o-11.
• 79 FR 77740, 77764, Dec. 24, 2014, unless otherwise noted.

12:1.0.1.1.38.4.28.1	SECTION 43.13	43.13 Exemption for qualified residential mortgages.
12:1.0.1.1.38.4.28.2	SECTION 43.14	43.14 Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
12:1.0.1.1.38.4.28.3	SECTION 43.15	43.15 Qualifying commercial loans, commercial real estate loans, and automobile loans.
12:1.0.1.1.38.4.28.4	SECTION 43.16	43.16 Underwriting standards for qualifying commercial loans.
12:1.0.1.1.38.4.28.5	SECTION 43.17	43.17 Underwriting standards for qualifying CRE loans.
12:1.0.1.1.38.4.28.6	SECTION 43.18	43.18 Underwriting standards for qualifying automobile loans.
12:1.0.1.1.38.4.28.7	SECTION 43.19	43.19 General exemptions.
12:1.0.1.1.38.4.28.8	SECTION 43.20	43.20 Safe harbor for certain foreign-related transactions.
12:1.0.1.1.38.4.28.9	SECTION 43.21	43.21 Additional exemptions.
12:1.0.1.1.38.4.28.10	SECTION 43.22	43.22 Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption.

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