Appendix B to Part 345 - CRA Notice
12:5.0.1.2.34.5.25.1.15 : Appendix B
Appendix B to Part 345 - CRA Notice
(a) Notice for main offices and, if an interstate bank, one
branch office in each state.
Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Federal
Deposit Insurance Corporation (FDIC) evaluates our record of
helping to meet the credit needs of this community consistent with
safe and sound operations. The FDIC also takes this record into
account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA, including, for example, information
about our branches, such as their location and services provided at
them; the public section of our most recent CRA Performance
Evaluation, prepared by the FDIC; and comments received from the
public relating to our performance in helping to meet community
credit needs, as well as our responses to those comments. You may
review this information today.
At least 30 days before the beginning of each quarter, the FDIC
publishes a nationwide list of the banks that are scheduled for CRA
examination in that quarter. This list is available from the
Regional Director, FDIC (address). You may send written comments
about our performance in helping to meet community credit needs to
(name and address of official at bank) and FDIC Regional Director.
You may also submit comments electronically through the FDIC's Web
site at www.fdic.gov/regulations/cra. Your letter, together
with any response by us, will be considered by the FDIC in
evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC
Regional Director. You may also request from the FDIC Regional
Director an announcement of our applications covered by the CRA
filed with the FDIC. We are an affiliate of (name of holding
company), a bank holding company. You may request from the (title
of responsible official), Federal Reserve Bank of _______(address)
an announcement of applications covered by the CRA filed by bank
holding companies.
(b) Notice for branch offices.
Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Federal
Deposit Insurance Corporation (FDIC) evaluates our record of
helping to meet the credit needs of this community consistent with
safe and sound operations. The FDIC also takes this record into
account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA. You may review today the public
section of our most recent CRA evaluation, prepared by the FDIC,
and a list of services provided at this branch. You may also have
access to the following additional information, which we will make
available to you at this branch within five calendar days after you
make a request to us: (1) a map showing the assessment area
containing this branch, which is the area in which the FDIC
evaluates our CRA performance in this community; (2) information
about our branches in this assessment area; (3) a list of services
we provide at those locations; (4) data on our lending performance
in this assessment area; and (5) copies of all written comments
received by us that specifically relate to our CRA performance in
this assessment area, and any responses we have made to those
comments. If we are operating under an approved strategic plan, you
may also have access to a copy of the plan.
[If you would like to review information about our CRA performance
in other communities served by us, the public file for our entire
bank is available at (name of office located in state), located at
(address).]
At least 30 days before the beginning of each quarter, the FDIC
publishes a nationwide list of the banks that are scheduled for CRA
examination in that quarter. This list is available from the
Regional Director, FDIC (address). You may send written comments
about our performance in helping to meet community credit needs to
(name and address of official at bank) and the FDIC Regional
Director. You may also submit comments electronically through the
FDIC's Web site at www.fdic.gov/regulations/cra. Your
letter, together with any response by us, will be considered by the
FDIC in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the FDIC
Regional Director. You may also request from the FDIC Regional
Director an announcement of our applications covered by the CRA
filed with the FDIC. We are an affiliate of (name of holding
company), a bank holding company. You may request from the (title
of responsible official), Federal Reserve Bank of _______(address)
an announcement of applications covered by the CRA filed by bank
holding companies.
[43 FR 47151, Oct. 12, 1978, as amended at 82 FR 5356, Jan. 18,
2017]