Title 12

PART 34

Part 34 - Real Estate Lending And Appraisals

PART 34 - REAL ESTATE LENDING AND APPRAISALS Authority:12 U.S.C. 1 et seq., 25b, 29, 93a, 371, 1462a, 1463, 1464, 1465, 1701j-3, 1828(o), 3331 et seq., 5101 et seq., and 5412(b)(2)(B) and 15 U.S.C. 1639h.

12:1.0.1.1.31.1SUBPART A
Subpart A - General
12:1.0.1.1.31.1.28.1SECTION 34.1
   34.1 Purpose and scope.
12:1.0.1.1.31.1.28.2SECTION 34.2
   34.2 Definitions.
12:1.0.1.1.31.1.28.3SECTION 34.3
   34.3 General rule.
12:1.0.1.1.31.1.28.4SECTION 34.4
   34.4 Applicability of state law.
12:1.0.1.1.31.1.28.5SECTION 34.5
   34.5 Due-on-sale clauses.
12:1.0.1.1.31.1.28.6SECTION 34.6
   34.6 Applicability of state law to Federal savings associations and subsidiaries.
12:1.0.1.1.31.2SUBPART B
Subpart B - Adjustable-Rate Mortgages
12:1.0.1.1.31.2.28.1SECTION 34.20
   34.20 Definitions.
12:1.0.1.1.31.2.28.2SECTION 34.21
   34.21 General rule.
12:1.0.1.1.31.2.28.3SECTION 34.22
   34.22 Index.
12:1.0.1.1.31.2.28.4SECTION 34.23
   34.23 Prepayment fees.
12:1.0.1.1.31.2.28.5SECTION 34.24
   34.24 Nonfederally chartered commercial banks.
12:1.0.1.1.31.2.28.6SECTION 34.25
   34.25 Transition rule.
12:1.0.1.1.31.3SUBPART C
Subpart C - Appraisals
12:1.0.1.1.31.3.28.1SECTION 34.41
   34.41 Authority, purpose, and scope.
12:1.0.1.1.31.3.28.2SECTION 34.42
   34.42 Definitions.
12:1.0.1.1.31.3.28.3SECTION 34.43
   34.43 Appraisals required; transactions requiring a State certified or licensed appraiser.
12:1.0.1.1.31.3.28.4SECTION 34.44
   34.44 Minimum appraisal standards.
12:1.0.1.1.31.3.28.5SECTION 34.45
   34.45 Appraiser independence.
12:1.0.1.1.31.3.28.6SECTION 34.46
   34.46 Professional association membership; competency.
12:1.0.1.1.31.3.28.7SECTION 34.47
   34.47 Enforcement.
12:1.0.1.1.31.4SUBPART D
Subpart D - Real Estate Lending Standards
12:1.0.1.1.31.4.28.1SECTION 34.61
   34.61 Purpose and scope.
12:1.0.1.1.31.4.28.2SECTION 34.62
   34.62 Real estate lending standards.
12:1.0.1.1.31.4.28.3.21APPENDIX Appendix A
   Appendix A to Subpart D of Part 34 - Interagency Guidelines for Real Estate Lending
12:1.0.1.1.31.5SUBPART E
Subpart E - Other Real Estate Owned
12:1.0.1.1.31.5.28.1SECTION 34.81
   34.81 Definitions.
12:1.0.1.1.31.5.28.2SECTION 34.82
   34.82 Holding period.
12:1.0.1.1.31.5.28.3SECTION 34.83
   34.83 Disposition of OREO.
12:1.0.1.1.31.5.28.4SECTION 34.84
   34.84 [Reserved]
12:1.0.1.1.31.5.28.5SECTION 34.85
   34.85 Appraisal requirements.
12:1.0.1.1.31.5.28.6SECTION 34.86
   34.86 OREO expenditures and notification.
12:1.0.1.1.31.6SUBPART F
Subpart F [Reserved]
12:1.0.1.1.31.7SUBPART G
Subpart G - Appraisals for Higher-Priced Mortgage Loans
12:1.0.1.1.31.7.28.1SECTION 34.201
   34.201 Authority, purpose and scope.
12:1.0.1.1.31.7.28.2SECTION 34.202
   34.202 Definitions applicable to higher-priced mortgage loans.
12:1.0.1.1.31.7.28.3SECTION 34.203
   34.203 Appraisals for higher-priced mortgage loans.
12:1.0.1.1.31.7.28.4.22APPENDIX Appendix A
   Appendix A to Subpart G of Part 34 - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review
12:1.0.1.1.31.7.28.4.23APPENDIX Appendix B
   Appendix B to Subpart G of Part 34 - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
12:1.0.1.1.31.7.28.4.24APPENDIX Appendix C
   Appendix C to Subpart G of Part 34 - OCC Interpretations
12:1.0.1.1.31.8SUBPART H
Subpart H - Appraisal Management Company Minimum Requirements
12:1.0.1.1.31.8.28.1SECTION 34.210
   34.210 Authority, purpose, and scope.
12:1.0.1.1.31.8.28.2SECTION 34.211
   34.211 Definitions.
12:1.0.1.1.31.8.28.3SECTION 34.212
   34.212 Appraiser panel - annual size calculation.
12:1.0.1.1.31.8.28.4SECTION 34.213
   34.213 Appraisal management company registration.
12:1.0.1.1.31.8.28.5SECTION 34.214
   34.214 Ownership limitations for State-registered appraisal management companies.
12:1.0.1.1.31.8.28.6SECTION 34.215
   34.215 Requirements for Federally regulated appraisal management companies.
12:1.0.1.1.31.8.28.7SECTION 34.216
   34.216 Information to be presented to the Appraisal Subcommittee by participating States.