Appendix B to Part 228 - CRA Notice
12:3.0.1.1.8.5.8.1.34 : Appendix B
Appendix B to Part 228 - CRA Notice
(a) Notice for main offices and, if an interstate bank, one
branch office in each state.
Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Federal
Reserve Board (Board) evaluates our record of helping to meet the
credit needs of this community consistent with safe and sound
operations. The Board also takes this record into account when
deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA, including, for example, information
about our branches, such as their location and services provided at
them; the public section of our most recent CRA Performance
Evaluation, prepared by the Federal Reserve Bank of ____ (Reserve
Bank); and comments received from the public relating to our
performance in helping to meet community credit needs, as well as
our responses to those comments. You may review this information
today.
At least 30 days before the beginning of each quarter, the
Federal Reserve System publishes a list of the banks that are
scheduled for CRA examination by the Reserve Bank in that quarter.
This list is available from (title of responsible official),
Federal Reserve Bank of ____ (address). You may send written
comments about our performance in helping to meet community credit
needs to (name and address of official at bank) and (title of
responsible official), Federal Reserve Bank of ____ (address). Your
letter, together with any response by us, will be considered by the
Federal Reserve System in evaluating our CRA performance and may be
made public.
You may ask to look at any comments received by the Reserve
Bank. You may also request from the Reserve Bank an announcement of
our applications covered by the CRA filed with the Reserve Bank. We
are an affiliate of (name of holding company), a bank holding
company. You may request from (title of responsible official),
Federal Reserve Bank of ____ (address) an announcement of
applications covered by the CRA filed by bank holding
companies.
(b) Notice for branch offices.
Community Reinvestment Act Notice
Under the Federal Community Reinvestment Act (CRA), the Federal
Reserve Board (Board) evaluates our record of helping to meet the
credit needs of this community consistent with safe and sound
operations. The Board also takes this record into account when
deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and
our performance under the CRA. You may review today the public
section of our most recent CRA evaluation, prepared by the Federal
Reserve Bank of ____ (address), and a list of services provided at
this branch. You may also have access to the following additional
information, which we will make available to you at this branch
within five calendar days after you make a request to us: (1) a map
showing the assessment area containing this branch, which is the
area in which the Board evaluates our CRA performance in this
community; (2) information about our branches in this assessment
area; (3) a list of services we provide at those locations; (4)
data on our lending performance in this assessment area; and (5)
copies of all written comments received by us that specifically
relate to our CRA performance in this assessment area, and any
responses we have made to those comments. If we are operating under
an approved strategic plan, you may also have access to a copy of
the plan.
[If you would like to review information about our CRA
performance in other communities served by us, the public file for
our entire bank is available at (name of office located in state),
located at (address).]
At least 30 days before the beginning of each quarter, the
Federal Reserve System publishes a list of the banks that are
scheduled for CRA examination by the Reserve Bank in that quarter.
This list is available from (title of responsible official),
Federal Reserve Bank of ____ (address). You may send written
comments about our performance in helping to meet community credit
needs to (name and address of official at bank) and (title of
responsible official), Federal Reserve Bank of ____ (address). Your
letter, together with any response by us, will be considered by the
Federal Reserve System in evaluating our CRA performance and may be
made public.
You may ask to look at any comments received by the Reserve
Bank. You may also request from the Reserve Bank an announcement of
our applications covered by the CRA filed with the Reserve Bank. We
are an affiliate of (name of holding company), a bank holding
company. You may request from (title of responsible official),
Federal Reserve Bank of ____ (address) an announcement of
applications covered by the CRA filed by bank holding
companies.
[Reg. BB, 60 FR 22200, May 4, 1995]