CFR›Title 12›Chapter X›Part 1022›Subpart O ContainsSections 1022.140–1022.142CorpusDaily eCFRDisplayed edition2026-06-12Last updated2026-06-12 Subpart O—Miscellaneous Duties of Consumer Reporting Agencies Sections 1022.140 § 1022.140 Prohibition against circumventing or evading treatment as a consumer reporting agency. 1022.141 § 1022.141 Reasonable charges for certain disclosures. 1022.142 § 1022.142 Prohibition on inclusion of adverse information in consumer reporting in cases of human trafficking. Previous N Subpart N—Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers