Title 38

PART 36

Part 36 - Loan Guaranty

PART 36 - LOAN GUARANTY Authority:38 U.S.C. 501 and 3720. Editorial Note:Nomenclature changes to part 36 appear at 61 FR 7217, Feb. 27, 1996.

38:2.0.1.1.10.1SUBPART A
Subpart A - Guaranty of Loans to Veterans to Purchase Manufactured Homes and Lots, Including Site Preparation
38:2.0.1.1.10.1.345SUBJGRP 345
   general provisions
38:2.0.1.1.10.1.345.1SECTION 36.4201
   36.4201 Applicability of the § 36.4200 series.
38:2.0.1.1.10.1.345.2SECTION 36.4202
   36.4202 Definitions.
38:2.0.1.1.10.1.345.3SECTION 36.4203
   36.4203 Eligibility of the veteran for the manufactured home loan benefit under 38 U.S.C. 3712.
38:2.0.1.1.10.1.345.4SECTION 36.4204
   36.4204 Loan purposes, maximum loan amounts and terms.
38:2.0.1.1.10.1.345.5SECTION 36.4205
   36.4205 Computation of guaranty.
38:2.0.1.1.10.1.345.6SECTION 36.4206
   36.4206 Underwriting standards, occupancy, and non-discrimination requirements.
38:2.0.1.1.10.1.345.7SECTION 36.4207
   36.4207 Manufactured home standards.
38:2.0.1.1.10.1.345.8SECTION 36.4208
   36.4208 Manufactured home location standards.
38:2.0.1.1.10.1.345.9SECTION 36.4209
   36.4209 Reporting requirements.
38:2.0.1.1.10.1.345.10SECTION 36.4210
   36.4210 Joint loans.
38:2.0.1.1.10.1.345.11SECTION 36.4211
   36.4211 Amortization - prepayment.
38:2.0.1.1.10.1.345.12SECTION 36.4212
   36.4212 Interest rates and late charges.
38:2.0.1.1.10.1.345.13SECTION 36.4213
   36.4213 Capacity of parties.
38:2.0.1.1.10.1.345.14SECTION 36.4214
   36.4214 Geographical limits.
38:2.0.1.1.10.1.345.15SECTION 36.4215
   36.4215 Maintenance of records.
38:2.0.1.1.10.1.345.16SECTION 36.4217
   36.4217 Delivery of notice.
38:2.0.1.1.10.1.345.17SECTION 36.4218
   36.4218 Payment in full; termination of guaranty.
38:2.0.1.1.10.1.345.18SECTION 36.4219
   36.4219 Incorporation by reference.
38:2.0.1.1.10.1.345.19SECTION 36.4220
   36.4220 Substantive and procedural requirements; waiver.
38:2.0.1.1.10.1.345.20SECTION 36.4221
   36.4221 Delegation of authority.
38:2.0.1.1.10.1.345.21SECTION 36.4222
   36.4222 Hazard insurance.
38:2.0.1.1.10.1.345.22SECTION 36.4223
   36.4223 Interest rate reduction refinancing loan.
38:2.0.1.1.10.1.345.23SECTION 36.4224
   36.4224 Refinancing existing manufactured home loan including purchase of lot.
38:2.0.1.1.10.1.345.24SECTION 36.4225
   36.4225 Authority to close manufactured home loans on the automatic basis.
38:2.0.1.1.10.1.345.25SECTION 36.4226
   36.4226 Withdrawal of authority to close manufactured home loans on the automatic basis.
38:2.0.1.1.10.1.345.26SECTION 36.4227
   36.4227 Advertising and Solicitation Requirements.
38:2.0.1.1.10.1.346SUBJGRP 346
   financing manufactured home units
38:2.0.1.1.10.1.346.27SECTION 36.4231
   36.4231 Warranty requirements.
38:2.0.1.1.10.1.346.28SECTION 36.4232
   36.4232 Allowable fees and charges; manufactured home unit.
38:2.0.1.1.10.1.346.29SECTION 36.4234
   36.4234 Title and lien requirements.
38:2.0.1.1.10.1.347SUBJGRP 347
   combination and manufactured home lot loans
38:2.0.1.1.10.1.347.30SECTION 36.4251
   36.4251 Loans to finance the purchase of manufactured homes and the cost of necessary site preparation.
38:2.0.1.1.10.1.347.31SECTION 36.4252
   36.4252 Loans for purchase or refinancing of a manufactured home.
38:2.0.1.1.10.1.347.32SECTION 36.4253
   36.4253 Title and lien requirements.
38:2.0.1.1.10.1.347.33SECTION 36.4254
   36.4254 Fees and charges.
38:2.0.1.1.10.1.347.34SECTION 36.4255
   36.4255 Loans for the acquisition of a lot.
38:2.0.1.1.10.1.348SUBJGRP 348
   servicing, liquidation of security and claim
38:2.0.1.1.10.1.348.35SECTION 36.4275
   36.4275 Events constituting default and acceptability of partial payments.
38:2.0.1.1.10.1.348.36SECTION 36.4276
   36.4276 Advances and other charges.
38:2.0.1.1.10.1.348.37SECTION 36.4277
   36.4277 Release of security.
38:2.0.1.1.10.1.348.38SECTION 36.4278
   36.4278 Servicing procedures for holders.
38:2.0.1.1.10.1.348.39SECTION 36.4279
   36.4279 Extensions and reamortizations.
38:2.0.1.1.10.1.348.40SECTION 36.4280
   36.4280 Reporting of defaults.
38:2.0.1.1.10.1.348.41SECTION 36.4281
   36.4281 Refunding of loans in default.
38:2.0.1.1.10.1.348.42SECTION 36.4282
   36.4282 Legal proceedings (notice of repossession).
38:2.0.1.1.10.1.348.43SECTION 36.4283
   36.4283 Foreclosure or repossession.
38:2.0.1.1.10.1.348.44SECTION 36.4284
   36.4284 Computation of guaranty claims.
38:2.0.1.1.10.1.348.45SECTION 36.4285
   36.4285 Subrogation and indemnity.
38:2.0.1.1.10.1.348.46SECTION 36.4286
   36.4286 Partial or total loss of guaranty.
38:2.0.1.1.10.1.348.47SECTION 36.4287
   36.4287 Substitution of trustees.
38:2.0.1.1.10.2SUBPART B
Subpart B - Guaranty or Insurance of Loans to Veterans With Electronic Reporting
38:2.0.1.1.10.2.349.1SECTION 36.4300
   36.4300 Applicability and qualified mortgage status.
38:2.0.1.1.10.2.349.2SECTION 36.4301
   36.4301 Definitions.
38:2.0.1.1.10.2.349.3SECTION 36.4302
   36.4302 Computation of guaranties or insurance credits.
38:2.0.1.1.10.2.349.4SECTION 36.4303
   36.4303 Reporting requirements.
38:2.0.1.1.10.2.349.5SECTION 36.4304
   36.4304 Deviations; changes of identity.
38:2.0.1.1.10.2.349.6SECTION 36.4305
   36.4305 Partial disbursement.
38:2.0.1.1.10.2.349.7SECTION 36.4306
   36.4306 Refinancing of mortgage or other lien indebtedness.
38:2.0.1.1.10.2.349.8SECTION 36.4307
   36.4307 Interest rate reduction refinancing loan.
38:2.0.1.1.10.2.349.9SECTION 36.4308
   36.4308 Joint loans.
38:2.0.1.1.10.2.349.10SECTION 36.4309
   36.4309 Transfer of title by borrower or maturity by demand or acceleration.
38:2.0.1.1.10.2.349.11SECTION 36.4310
   36.4310 Amortization.
38:2.0.1.1.10.2.349.12SECTION 36.4311
   36.4311 Prepayment.
38:2.0.1.1.10.2.349.13SECTION 36.4312
   36.4312 Interest rates.
38:2.0.1.1.10.2.349.14SECTION 36.4313
   36.4313 Charges and fees.
38:2.0.1.1.10.2.349.15SECTION 36.4314
   36.4314 Advances and other charges.
38:2.0.1.1.10.2.349.16SECTION 36.4315
   36.4315 Loan modifications.
38:2.0.1.1.10.2.349.17SECTION 36.4316
   36.4316 Acceptability of partial payments.
38:2.0.1.1.10.2.349.18SECTION 36.4317
   36.4317 Servicer reporting requirements.
38:2.0.1.1.10.2.349.19SECTION 36.4318
   36.4318 Servicer tier ranking - temporary procedures.
38:2.0.1.1.10.2.349.20SECTION 36.4319
   36.4319 Servicer loss-mitigation options and incentives.
38:2.0.1.1.10.2.349.21SECTION 36.4320
   36.4320 Refunding of loans in default.
38:2.0.1.1.10.2.349.22SECTION 36.4321
   36.4321 Service of process.
38:2.0.1.1.10.2.349.23SECTION 36.4322
   36.4322 Loan termination.
38:2.0.1.1.10.2.349.24SECTION 36.4323
   36.4323 Election to convey security.
38:2.0.1.1.10.2.349.25SECTION 36.4324
   36.4324 Guaranty claims; subsequent accounting.
38:2.0.1.1.10.2.349.26SECTION 36.4325
   36.4325 Computation of indebtedness.
38:2.0.1.1.10.2.349.27SECTION 36.4326
   36.4326 Subrogation and indemnity.
38:2.0.1.1.10.2.349.28SECTION 36.4327
   36.4327 Release of security.
38:2.0.1.1.10.2.349.29SECTION 36.4328
   36.4328 Partial or total loss of guaranty or insurance.
38:2.0.1.1.10.2.349.30SECTION 36.4329
   36.4329 Hazard insurance.
38:2.0.1.1.10.2.349.31SECTION 36.4330
   36.4330 Substitution of trustees.
38:2.0.1.1.10.2.349.32SECTION 36.4331
   36.4331 Capacity of parties to contract.
38:2.0.1.1.10.2.349.33SECTION 36.4332
   36.4332 Geographical limits.
38:2.0.1.1.10.2.349.34SECTION 36.4333
   36.4333 Maintenance of records.
38:2.0.1.1.10.2.349.35SECTION 36.4335
   36.4335 Delivery of notice.
38:2.0.1.1.10.2.349.36SECTION 36.4336
   36.4336 [Reserved]
38:2.0.1.1.10.2.349.37SECTION 36.4337
   36.4337 Conformance of loan instruments.
38:2.0.1.1.10.2.349.38SECTION 36.4338
   36.4338 Supplementary administrative action.
38:2.0.1.1.10.2.349.39SECTION 36.4339
   36.4339 Eligibility of loans; reasonable value requirements.
38:2.0.1.1.10.2.349.40SECTION 36.4340
   36.4340 Underwriting standards, processing procedures, lender responsibility, and lender certification.
38:2.0.1.1.10.2.349.41SECTION 36.4341
   36.4341 Death or insolvency of holder.
38:2.0.1.1.10.2.349.42SECTION 36.4342
   36.4342 Qualification for designated fee appraisers.
38:2.0.1.1.10.2.349.43SECTION 36.4343
   36.4343 Restriction on designated fee appraisers.
38:2.0.1.1.10.2.349.44SECTION 36.4345
   36.4345 Delegation of authority.
38:2.0.1.1.10.2.349.45SECTION 36.4346
   36.4346 Cooperative loans.
38:2.0.1.1.10.2.349.46SECTION 36.4347
   36.4347 Lender Appraisal Processing Program.
38:2.0.1.1.10.2.349.47SECTION 36.4348
   36.4348 Servicer Appraisal Processing Program.
38:2.0.1.1.10.2.349.48SECTION 36.4349
   36.4349 Waivers, consents, and approvals; when effective.
38:2.0.1.1.10.2.349.49SECTION 36.4350
   36.4350 Servicing procedures for holders.
38:2.0.1.1.10.2.349.50SECTION 36.4351
   36.4351 Minimum property and construction requirements.
38:2.0.1.1.10.2.349.51SECTION 36.4352
   36.4352 Authority to close loans on the automatic basis.
38:2.0.1.1.10.2.349.52SECTION 36.4353
   36.4353 Withdrawal of authority to close loans on the automatic basis.
38:2.0.1.1.10.2.349.53SECTION 36.4354
   36.4354 Estate of veteran in real property.
38:2.0.1.1.10.2.349.54SECTION 36.4355
   36.4355 Loans, first, second, or unsecured.
38:2.0.1.1.10.2.349.55SECTION 36.4356
   36.4356 Tax, special assessment and other liens.
38:2.0.1.1.10.2.349.56SECTION 36.4357
   36.4357 Combination residential and business property.
38:2.0.1.1.10.2.349.57SECTION 36.4358
   36.4358 [Reserved]
38:2.0.1.1.10.2.349.58SECTION 36.4359
   36.4359 Supplemental loans.
38:2.0.1.1.10.2.349.59SECTION 36.4360
   36.4360 Condominium loans - general.
38:2.0.1.1.10.2.349.60SECTION 36.4361
   36.4361 Acceptable ownership arrangements and documentation.
38:2.0.1.1.10.2.349.61SECTION 36.4362
   36.4362 Rights and restrictions.
38:2.0.1.1.10.2.349.62SECTION 36.4363
   36.4363 Miscellaneous legal requirements.
38:2.0.1.1.10.2.349.63SECTION 36.4364
   36.4364 Documentation and related requirements - flexible condominiums and condominiums with offsite facilities.
38:2.0.1.1.10.2.349.64SECTION 36.4365
   36.4365 Appraisal requirements.
38:2.0.1.1.10.2.349.65SECTION 36.4367
   36.4367 Requirement of construction warranty.
38:2.0.1.1.10.2.349.66SECTION 36.4368
   36.4368 Nondiscrimination and equal opportunity in housing certification requirements.
38:2.0.1.1.10.2.349.67SECTION 36.4369
   36.4369 Correction of structural defects.
38:2.0.1.1.10.2.349.68SECTION 36.4370
   36.4370 Advertising and solicitation requirements.
38:2.0.1.1.10.2.349.69SECTION 36.4375
   36.4375 Insured loan and insurance account.
38:2.0.1.1.10.2.349.70SECTION 36.4377
   36.4377 Transfer of insured loans.
38:2.0.1.1.10.2.349.71SECTION 36.4378
   36.4378 Debits and credits to insurance account under § 36.4320.
38:2.0.1.1.10.2.349.72SECTION 36.4379
   36.4379 Payment of insurance.
38:2.0.1.1.10.2.349.73SECTION 36.4380
   36.4380 Reports of insured institutions.
38:2.0.1.1.10.2.349.74SECTION 36.4390
   36.4390 Purpose.
38:2.0.1.1.10.2.349.75SECTION 36.4391
   36.4391 Applicability.
38:2.0.1.1.10.2.349.76SECTION 36.4392
   36.4392 Certification requirements.
38:2.0.1.1.10.2.349.77SECTION 36.4393
   36.4393 Complaint and hearing procedure.
38:2.0.1.1.10.3SUBPART C
Subpart C - Assistance to Eligible Individuals in Acquiring Specially Adapted Housing
38:2.0.1.1.10.3.349.1SECTION 36.4400
   36.4400 Authority.
38:2.0.1.1.10.3.349.2SECTION 36.4401
   36.4401 Definitions.
38:2.0.1.1.10.3.349.3SECTION 36.4402
   36.4402 Grant types.
38:2.0.1.1.10.3.349.4SECTION 36.4403
   36.4403 Subsequent use.
38:2.0.1.1.10.3.349.5SECTION 36.4404
   36.4404 Eligibility for assistance.
38:2.0.1.1.10.3.349.6SECTION 36.4405
   36.4405 Grant approval.
38:2.0.1.1.10.3.349.7SECTION 36.4406
   36.4406 Reimbursement of costs and disbursement of grant funds.
38:2.0.1.1.10.3.349.8SECTION 36.4407
   36.4407 Guaranteed and direct loans.
38:2.0.1.1.10.3.349.9SECTION 36.4408
   36.4408 Submission of proof to the Secretary.
38:2.0.1.1.10.3.349.10SECTION 36.4409
   36.4409 Delegations of authority.
38:2.0.1.1.10.3.349.11SECTION 36.4410
   36.4410 Supplementary administrative action.
38:2.0.1.1.10.3.349.12SECTION 36.4411
   36.4411 Annual adjustments to the aggregate amount of assistance available.
38:2.0.1.1.10.3.349.13SECTION 36.4412
   36.4412 Specially Adapted Housing Assistive Technology Grant Program.
38:2.0.1.1.10.4SUBPART D
Subpart D - Direct Loans
38:2.0.1.1.10.4.349.1SECTION 36.4500
   36.4500 Applicability and qualified mortgage status.
38:2.0.1.1.10.4.349.2SECTION 36.4501
   36.4501 Definitions.
38:2.0.1.1.10.4.349.3SECTION 36.4502
   36.4502 Use of guaranty entitlement.
38:2.0.1.1.10.4.349.4SECTION 36.4503
   36.4503 Amount and amortization.
38:2.0.1.1.10.4.349.5SECTION 36.4504
   36.4504 Loan closing expenses.
38:2.0.1.1.10.4.349.6SECTION 36.4505
   36.4505 Maturity of loan.
38:2.0.1.1.10.4.349.7SECTION 36.4506
   36.4506 Recasting.
38:2.0.1.1.10.4.349.8SECTION 36.4507
   36.4507 Refinancing of mortgage or other lien indebtedness.
38:2.0.1.1.10.4.349.9SECTION 36.4508
   36.4508 Transfer of property by borrower.
38:2.0.1.1.10.4.349.10SECTION 36.4509
   36.4509 Joint loans.
38:2.0.1.1.10.4.349.11SECTION 36.4510
   36.4510 Prepayment, acceleration, and liquidation.
38:2.0.1.1.10.4.349.12SECTION 36.4511
   36.4511 Advances after loan closing.
38:2.0.1.1.10.4.349.13SECTION 36.4512
   36.4512 Taxes and insurance.
38:2.0.1.1.10.4.349.14SECTION 36.4513
   36.4513 Foreclosure and liquidation.
38:2.0.1.1.10.4.349.15SECTION 36.4514
   36.4514 Eligibility requirements.
38:2.0.1.1.10.4.349.16SECTION 36.4515
   36.4515 Estate of veteran in real property.
38:2.0.1.1.10.4.349.17SECTION 36.4516
   36.4516 Lien requirements.
38:2.0.1.1.10.4.349.18SECTION 36.4517
   36.4517 Incorporation by reference.
38:2.0.1.1.10.4.349.19SECTION 36.4518
   36.4518 Supplementary administrative action.
38:2.0.1.1.10.4.349.20SECTION 36.4519
   36.4519 Eligible purposes and reasonable value requirements.
38:2.0.1.1.10.4.349.21SECTION 36.4520
   36.4520 Delegation of authority.
38:2.0.1.1.10.4.349.22SECTION 36.4521
   36.4521 Minimum property and construction requirements.
38:2.0.1.1.10.4.349.23SECTION 36.4522
   36.4522 Waivers, consents, and approvals.
38:2.0.1.1.10.4.349.24SECTION 36.4523
   36.4523 Geographical limits.
38:2.0.1.1.10.4.349.25SECTION 36.4524
   36.4524 Sale of loans.
38:2.0.1.1.10.4.349.26SECTION 36.4525
   36.4525 Requirement of a construction warranty.
38:2.0.1.1.10.4.349.27SECTION 36.4526
   36.4526 Issuance of fund reservation commitments.
38:2.0.1.1.10.4.349.28SECTION 36.4527
   36.4527 Direct housing loans to Native American veterans on trust lands.
38:2.0.1.1.10.4.349.29SECTION 36.4528
   36.4528 Vendee loan origination fee.
38:2.0.1.1.10.4.349.30SECTION 36.4529
   36.4529 Vendee loan post-origination fees.
38:2.0.1.1.10.4.349.31SECTION 36.4530
   36.4530 Vendee loan other fees.
38:2.0.1.1.10.5SUBPART E
Subpart E - Sale of Loans, Guarantee of Payment, and Flood Insurance
38:2.0.1.1.10.5.349.1SECTION 36.4600
   36.4600 Sale of loans, guarantee of payment.
38:2.0.1.1.10.5.349.2SECTION 36.4700
   36.4700 Authority, purpose, and scope.
38:2.0.1.1.10.5.349.3SECTION 36.4701
   36.4701 Definitions.
38:2.0.1.1.10.5.349.4SECTION 36.4702
   36.4702 Requirement to purchase flood insurance where available.
38:2.0.1.1.10.5.349.5SECTION 36.4703
   36.4703 Exemptions.
38:2.0.1.1.10.5.349.6SECTION 36.4704
   36.4704 Escrow requirement.
38:2.0.1.1.10.5.349.7SECTION 36.4705
   36.4705 Required use of standard flood hazard determination form.
38:2.0.1.1.10.5.349.8SECTION 36.4706
   36.4706 Forced placement of flood insurance.
38:2.0.1.1.10.5.349.9SECTION 36.4707
   36.4707 Determination fees.
38:2.0.1.1.10.5.349.10SECTION 36.4708
   36.4708 Notice of special flood hazards and availability of Federal disaster relief assistance.
38:2.0.1.1.10.5.349.11SECTION 36.4709
   36.4709 Notice of servicer's identity.
38:2.0.1.1.10.6SUBPART 0
38:2.0.1.1.10.7.349.1.6APPENDIX Appendix A
   Appendix A to Part 36 - Sample Form of Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance