Title 24

PART 200

Part 200 - Introduction To Fha Programs

PART 200 - INTRODUCTION TO FHA PROGRAMS Authority:12 U.S.C. 1702-1715z-21; 42 U.S.C. 3535(d). Source:36 FR 24467, Dec. 22, 1971, unless otherwise noted. Editorial Note:Nomenclature changes to part 200 appear at 69 FR 18803, Apr. 9, 2004.

24:2.1.1.1.1.0.19.1SECTION 200.1
   200.1 Purpose.
24:2.1.1.1.1.1SUBPART A
Subpart A - Requirements for Application, Commitment, and Endorsement Generally Applicable to Multifamily and Health Care Facility Mortgage Insurance Programs; and Continuing Eligibility Requirements for Existing Projects
24:2.1.1.1.1.1.19SUBJGRP 19
   Eligible Mortgagor
24:2.1.1.1.1.1.19.1SECTION 200.3
   200.3 Definitions.
24:2.1.1.1.1.1.19.2SECTION 200.5
   200.5 Eligible mortgagor.
24:2.1.1.1.1.1.19.3SECTION 200.6
   200.6 Employer identification and social security numbers.
24:2.1.1.1.1.1.20SUBJGRP 20
   Eligible Mortgagee
24:2.1.1.1.1.1.20.4SECTION 200.10
   200.10 Lender requirements.
24:2.1.1.1.1.1.20.5SECTION 200.11
   200.11 Audit requirements for State and local governments as mortgagees.
24:2.1.1.1.1.1.21SUBJGRP 21
   Eligible Mortgage
24:2.1.1.1.1.1.21.6SECTION 200.15
   200.15 Maximum mortgage.
24:2.1.1.1.1.1.21.7SECTION 200.16
   200.16 Project mortgage adjustments and reductions.
24:2.1.1.1.1.1.21.8SECTION 200.17
   200.17 Mortgage coverage.
24:2.1.1.1.1.1.21.9SECTION 200.18
   200.18 Minimum loan prohibition.
24:2.1.1.1.1.1.22SUBJGRP 22
   Miscellaneous Project Mortgage Insurance
24:2.1.1.1.1.1.22.10SECTION 200.20
   200.20 Refinancing insured mortgages.
24:2.1.1.1.1.1.22.11SECTION 200.21
   200.21 Reinsurance of Commissioner held mortgages.
24:2.1.1.1.1.1.22.12SECTION 200.22
   200.22 Operating loss loans.
24:2.1.1.1.1.1.22.13SECTION 200.23
   200.23 Projects in declining neighborhoods.
24:2.1.1.1.1.1.22.14SECTION 200.24
   200.24 Existing projects.
24:2.1.1.1.1.1.22.15SECTION 200.25
   200.25 Supplemental loans.
24:2.1.1.1.1.1.23SUBJGRP 23
   Miscellaneous Cross Cutting Regulations
24:2.1.1.1.1.1.23.16SECTION 200.30
   200.30 Nondiscrimination and equal opportunity.
24:2.1.1.1.1.1.23.17SECTION 200.31
   200.31 Debarment and suspension.
24:2.1.1.1.1.1.23.18SECTION 200.32
   200.32 Participation and compliance requirements.
24:2.1.1.1.1.1.23.19SECTION 200.33
   200.33 Labor standards
24:2.1.1.1.1.1.23.20SECTION 200.34
   200.34 Property and mortgage assessment.
24:2.1.1.1.1.1.23.21SECTION 200.35
   200.35 Appraisal standards - nondiscrimination requirements.
24:2.1.1.1.1.1.23.22SECTION 200.36
   200.36 Financial reporting requirements.
24:2.1.1.1.1.1.23.23SECTION 200.37
   200.37 Preventing crime in federally assisted housing.
24:2.1.1.1.1.1.23.24SECTION 200.38
   200.38 Protections for victims of domestic violence.
24:2.1.1.1.1.1.24SUBJGRP 24
   Fees and Charges
24:2.1.1.1.1.1.24.25SECTION 200.40
   200.40 HUD fees.
24:2.1.1.1.1.1.24.26SECTION 200.41
   200.41 Maximum mortgagee fees and charges.
24:2.1.1.1.1.1.25SUBJGRP 25
   Commitment Applications
24:2.1.1.1.1.1.25.27SECTION 200.45
   200.45 Processing of applications.
24:2.1.1.1.1.1.25.28SECTION 200.46
   200.46 Commitment issuance.
24:2.1.1.1.1.1.25.29SECTION 200.47
   200.47 Firm commitments.
24:2.1.1.1.1.1.26SUBJGRP 26
   Requirements Incident to Insured Advances
24:2.1.1.1.1.1.26.30SECTION 200.50
   200.50 Building loan agreement.
24:2.1.1.1.1.1.26.31SECTION 200.51
   200.51 Mortgagee certificate.
24:2.1.1.1.1.1.26.32SECTION 200.52
   200.52 Construction contract.
24:2.1.1.1.1.1.26.33SECTION 200.53
   200.53 Initial operating funds.
24:2.1.1.1.1.1.26.34SECTION 200.54
   200.54 Project completion funding.
24:2.1.1.1.1.1.26.35SECTION 200.55
   200.55 Financing fees and charges.
24:2.1.1.1.1.1.26.36SECTION 200.56
   200.56 Assurance of completion for on-site improvements.
24:2.1.1.1.1.1.27SUBJGRP 27
   General Requirements
24:2.1.1.1.1.1.27.37SECTION 200.60
   200.60 Assurance of completion for offsite facilities.
24:2.1.1.1.1.1.27.38SECTION 200.61
   200.61 Title.
24:2.1.1.1.1.1.27.39SECTION 200.62
   200.62 Certifications.
24:2.1.1.1.1.1.27.40SECTION 200.63
   200.63 Required deposits and letters of credit.
24:2.1.1.1.1.1.28SUBJGRP 28
   Property Requirements
24:2.1.1.1.1.1.28.41SECTION 200.70
   200.70 Location and fee interest.
24:2.1.1.1.1.1.28.42SECTION 200.71
   200.71 Liens.
24:2.1.1.1.1.1.28.43SECTION 200.72
   200.72 Zoning, deed and building restrictions.
24:2.1.1.1.1.1.28.44SECTION 200.73
   200.73 Property development.
24:2.1.1.1.1.1.28.45SECTION 200.74
   200.74 Minimum property standards.
24:2.1.1.1.1.1.28.46SECTION 200.75
   200.75 Environmental quality determinations and standards.
24:2.1.1.1.1.1.28.47SECTION 200.76
   200.76 Smoke detectors.
24:2.1.1.1.1.1.28.48SECTION 200.77
   200.77 Lead-based paint poisoning prevention.
24:2.1.1.1.1.1.28.49SECTION 200.78
   200.78 Energy conservation.
24:2.1.1.1.1.1.29SUBJGRP 29
   Mortgage Provisions
24:2.1.1.1.1.1.29.50SECTION 200.80
   200.80 Mortgage form.
24:2.1.1.1.1.1.29.51SECTION 200.81
   200.81 Disbursement of mortgage proceeds.
24:2.1.1.1.1.1.29.52SECTION 200.82
   200.82 Maturity.
24:2.1.1.1.1.1.29.53SECTION 200.83
   200.83 Interest rate.
24:2.1.1.1.1.1.29.54SECTION 200.84
   200.84 Payment requirements.
24:2.1.1.1.1.1.29.55SECTION 200.85
   200.85 Covenant against liens.
24:2.1.1.1.1.1.29.56SECTION 200.86
   200.86 Covenant for fire and other hazard insurance.
24:2.1.1.1.1.1.29.57SECTION 200.87
   200.87 Mortgage prepayment.
24:2.1.1.1.1.1.29.58SECTION 200.88
   200.88 Late charge.
24:2.1.1.1.1.1.30SUBJGRP 30
   Cost Certification
24:2.1.1.1.1.1.30.59SECTION 200.95
   200.95 Certification of cost requirements.
24:2.1.1.1.1.1.30.60SECTION 200.96
   200.96 Certificates of actual cost.
24:2.1.1.1.1.1.30.61SECTION 200.97
   200.97 Adjustments resulting from cost certification.
24:2.1.1.1.1.1.31SUBJGRP 31
   Endorsement
24:2.1.1.1.1.1.31.62SECTION 200.100
   200.100 Insurance endorsement.
24:2.1.1.1.1.1.31.63SECTION 200.101
   200.101 Mortgagor lien certificate.
24:2.1.1.1.1.1.32SUBJGRP 32
   Regulation of Mortgagors
24:2.1.1.1.1.1.32.64SECTION 200.105
   200.105 Mortgagor supervision.
24:2.1.1.1.1.1.32.65SECTION 200.106
   200.106 Projects with limited distribution mortgagors and program assistance.
24:2.1.1.1.1.2SUBPART B
Subpart B - Electronic Submission of Required Data for Mortgage Defaults and Mortgage Insurance Claims for Insured Multifamily Mortgages
24:2.1.1.1.1.2.33.1SECTION 200.120
   200.120 Purpose and applicability.
24:2.1.1.1.1.2.33.2SECTION 200.121
   200.121 Requirements and effectiveness.
24:2.1.1.1.1.3SUBPART C
Subparts C-D [Reserved]
24:2.1.1.1.1.4SUBPART E
Subpart E - Mortgage Insurance Procedures and Processing
24:2.1.1.1.1.4.33SUBJGRP 33
   Application for Insurance
24:2.1.1.1.1.4.33.1SECTION 200.145
   200.145 Property and mortgage assessment.
24:2.1.1.1.1.4.34SUBJGRP 34
   Claims for Losses
24:2.1.1.1.1.4.34.2SECTION 200.153
   200.153 Presentation of claim.
24:2.1.1.1.1.4.34.3SECTION 200.156
   200.156 Settlement of claims.
24:2.1.1.1.1.4.34.4SECTION 200.157
   200.157 Provisions and characteristics of debentures.
24:2.1.1.1.1.4.34.5SECTION 200.158
   200.158 Applicability of Treasury regulations to debenture transactions.
24:2.1.1.1.1.4.34.6SECTION 200.159
   200.159 Relief on account of lost, stolen, destroyed, mutilated or defaced debentures.
24:2.1.1.1.1.4.34.7SECTION 200.160
   200.160 Redemption of debentures prior to maturity.
24:2.1.1.1.1.4.34.8SECTION 200.161
   200.161 Administration of debenture transactions.
24:2.1.1.1.1.4.34.9SECTION 200.162
   200.162 Certificates of claim.
24:2.1.1.1.1.5SUBPART F
Subpart F - Placement and Removal Procedures for Participation in FHA Programs
24:2.1.1.1.1.5.35SUBJGRP 35
   Section 203(k) Rehabilitation Loan Consultants
24:2.1.1.1.1.5.35.1SECTION 200.190
   200.190 HUD list of qualified 203(k) consultants.
24:2.1.1.1.1.5.35.2SECTION 200.191
   200.191 Placement of 203(k) consultant.
24:2.1.1.1.1.5.35.3SECTION 200.192
   200.192 Removal of 203(k) consultant.
24:2.1.1.1.1.5.35.4SECTION 200.193
   200.193 Responsibilities of 203(k) consultants on the list.
24:2.1.1.1.1.5.36SUBJGRP 36
   Nonprofit Organization
24:2.1.1.1.1.5.36.5SECTION 200.194
   200.194 Placement of nonprofit organization on Nonprofit Organization Roster.
24:2.1.1.1.1.5.36.6SECTION 200.195
   200.195 Removal of nonprofit organization from Nonprofit Organization Roster.
24:2.1.1.1.1.6SUBPART G
Subpart G - Appraiser Roster
24:2.1.1.1.1.6.37.1SECTION 200.200
   200.200 What is the Appraiser Roster
24:2.1.1.1.1.6.37.2SECTION 200.202
   200.202 How do I apply for placement on the Appraiser Roster
24:2.1.1.1.1.6.37.3SECTION 200.204
   200.204 What actions may HUD take against unsatisfactory appraisers on the Appraiser Roster
24:2.1.1.1.1.6.37.4SECTION 200.206
   200.206 What are my responsibilities as an appraiser listed on the Appraiser Roster
24:2.1.1.1.1.7SUBPART H
Subpart H - Participation and Compliance Requirements
24:2.1.1.1.1.7.37.1SECTION 200.210
   200.210 Policy.
24:2.1.1.1.1.7.37.2SECTION 200.212
   200.212 Definitions.
24:2.1.1.1.1.7.37.3SECTION 200.214
   200.214 Covered Projects.
24:2.1.1.1.1.7.37.4SECTION 200.216
   200.216 Controlling Participants.
24:2.1.1.1.1.7.37.5SECTION 200.218
   200.218 Triggering Events.
24:2.1.1.1.1.7.37.6SECTION 200.220
   200.220 Previous Participation review.
24:2.1.1.1.1.7.37.7SECTION 200.222
   200.222 Request for reconsideration.
24:2.1.1.1.1.8SUBPART I
Subpart I - Nondiscrimination and Fair Housing
24:2.1.1.1.1.8.37.1SECTION 200.300
   200.300 Nondiscrimination and fair housing policy.
24:2.1.1.1.1.9SUBPART J
Subpart J - Equal Employment Opportunity
24:2.1.1.1.1.9.37.1SECTION 200.400
   200.400 Purpose.
24:2.1.1.1.1.9.37.2SECTION 200.405
   200.405 Notice to public.
24:2.1.1.1.1.9.37.3SECTION 200.410
   200.410 Definition of term “applicant”.
24:2.1.1.1.1.9.37.4SECTION 200.415
   200.415 Agreement of applicant.
24:2.1.1.1.1.9.37.5SECTION 200.420
   200.420 Equal opportunity clause to be included in contracts and subcontracts.
24:2.1.1.1.1.9.37.6SECTION 200.425
   200.425 Exemptions.
24:2.1.1.1.1.9.37.7SECTION 200.430
   200.430 Sanctions.
24:2.1.1.1.1.10SUBPART K
Subparts K-L [Reserved]
24:2.1.1.1.1.11SUBPART M
Subpart M - Affirmative Fair Housing Marketing Regulations
24:2.1.1.1.1.11.37.1SECTION 200.600
   200.600 Purpose.
24:2.1.1.1.1.11.37.2SECTION 200.605
   200.605 Authority.
24:2.1.1.1.1.11.37.3SECTION 200.610
   200.610 Policy.
24:2.1.1.1.1.11.37.4SECTION 200.615
   200.615 Applicability.
24:2.1.1.1.1.11.37.5SECTION 200.620
   200.620 Requirements.
24:2.1.1.1.1.11.37.6SECTION 200.625
   200.625 Affirmative fair housing marketing plan.
24:2.1.1.1.1.11.37.7SECTION 200.630
   200.630 Notice of housing opportunities.
24:2.1.1.1.1.11.37.8SECTION 200.635
   200.635 Compliance.
24:2.1.1.1.1.11.37.9SECTION 200.640
   200.640 Effect on other requirements.
24:2.1.1.1.1.11.37.10.1APPENDIX
   Appendix to Subpart M of Part 200 - Equal Housing Opportunity Insignia
24:2.1.1.1.1.12SUBPART N
Subpart N [Reserved]
24:2.1.1.1.1.13SUBPART O
Subpart O - Lead-Based Paint Poisoning Prevention
24:2.1.1.1.1.13.37.1SECTION 200.800
   200.800 Lead-based paint.
24:2.1.1.1.1.13.37.2SECTION 200.805
   200.805 Definitions.
24:2.1.1.1.1.13.37.3SECTION 200.810
   200.810 Single family insurance and coinsurance.
24:2.1.1.1.1.14SUBPART P
Subpart P - Physical Condition of Multifamily Properties
24:2.1.1.1.1.14.37.1SECTION 200.850
   200.850 Purpose.
24:2.1.1.1.1.14.37.2SECTION 200.853
   200.853 Applicability.
24:2.1.1.1.1.14.37.3SECTION 200.855
   200.855 Physical condition standards and physical inspection requirements.
24:2.1.1.1.1.14.37.4SECTION 200.857
   200.857 Administrative process for scoring and ranking the physical condition of multifamily housing properties.
24:2.1.1.1.1.15SUBPART R
Subpart R [Reserved]
24:2.1.1.1.1.16SUBPART S
Subpart S - Minimum Property Standards
24:2.1.1.1.1.16.37.1SECTION 200.925
   200.925 Applicability of minimum property standards.
24:2.1.1.1.1.16.37.2SECTION 200.925a
   200.925a Multifamily and care-type minimum property standards.
24:2.1.1.1.1.16.37.3SECTION 200.925b
   200.925b Residential and institutional building code comparison items.
24:2.1.1.1.1.16.37.4SECTION 200.925c
   200.925c Model codes.
24:2.1.1.1.1.16.37.5SECTION 200.926
   200.926 Minimum property standards for one and two family dwellings.
24:2.1.1.1.1.16.37.6SECTION 200.926a
   200.926a Residential building code comparison items.
24:2.1.1.1.1.16.37.7SECTION 200.926b
   200.926b Model codes.
24:2.1.1.1.1.16.37.8SECTION 200.926c
   200.926c Model code provisions for use in partially accepted code jurisdictions.
24:2.1.1.1.1.16.37.9SECTION 200.926d
   200.926d Construction requirements.
24:2.1.1.1.1.16.37.10SECTION 200.926e
   200.926e Supplemental information for use with the CABO One and Two Family Dwelling Code.
24:2.1.1.1.1.16.37.11SECTION 200.927
   200.927 Incorporation by reference of minimum property standards.
24:2.1.1.1.1.16.37.12SECTION 200.929
   200.929 Description and identification of minimum property standards.
24:2.1.1.1.1.16.37.13SECTION 200.929a
   200.929a Fair Housing Accessibility Guidelines.
24:2.1.1.1.1.16.37.14SECTION 200.931
   200.931 Statement of availability.
24:2.1.1.1.1.16.37.15SECTION 200.933
   200.933 Changes in minimum property standards.
24:2.1.1.1.1.16.37.16SECTION 200.934
   200.934 User fee system for the technical suitability of products program.
24:2.1.1.1.1.16.37.17SECTION 200.935
   200.935 Administrator qualifications and procedures for HUD building products certification programs.
24:2.1.1.1.1.16.37.18SECTION 200.936
   200.936 Supplementary specific procedural requirements under HUD building products certification program for solid fuel type room heaters and fireplace stoves.
24:2.1.1.1.1.16.37.19SECTION 200.937
   200.937 Supplementary specific procedural requirements under HUD building product standards and certification program for plastic bathtub units, plastic shower receptors and stalls, plastic lavatories, plastic water closet bowls and tanks.
24:2.1.1.1.1.16.37.20SECTION 200.940
   200.940 Supplementary specific requirements under the HUD building product standards and certification program for sealed insulating glass units.
24:2.1.1.1.1.16.37.21SECTION 200.942
   200.942 Supplementary specific procedural requirements under HUD building product standards and certification program for carpet and carpet with attached cushion.
24:2.1.1.1.1.16.37.22SECTION 200.943
   200.943 Supplementary specific requirements under the HUD building product standards and certification program for the grademarking of lumber.
24:2.1.1.1.1.16.37.23SECTION 200.944
   200.944 Supplementary specific requirements under the HUD building product standards and certification program for plywood and other performance rated wood-based structural-use panels.
24:2.1.1.1.1.16.37.24SECTION 200.945
   200.945 Supplementary specific requirements under the HUD building product standards and certification program for carpet.
24:2.1.1.1.1.16.37.25SECTION 200.946
   200.946 Building product standards and certification program for exterior finish and insulation systems, use of Materials Bulletin UM 101.
24:2.1.1.1.1.16.37.26SECTION 200.947
   200.947 Building product standards and certification program for polystyrene foam insulation board.
24:2.1.1.1.1.16.37.27SECTION 200.948
   200.948 Building product standards and certification program for carpet cushion.
24:2.1.1.1.1.16.37.28SECTION 200.949
   200.949 Building product standards and certification program for exterior insulated steel door systems.
24:2.1.1.1.1.16.37.29SECTION 200.950
   200.950 Building product standards and certification program for solar water heating system.
24:2.1.1.1.1.16.37.30SECTION 200.952
   200.952 Supplementary specific requirements under the HUD building product standards and certification program for particleboard interior stair treads.
24:2.1.1.1.1.16.37.31SECTION 200.954
   200.954 Supplementary specific requirements under the HUD building product standard and certification program for construction adhesives for wood floor systems.
24:2.1.1.1.1.16.37.32SECTION 200.955
   200.955 Supplementary specific requirements under the HUD building product standard and certification program for fenestration products (windows and doors).
24:2.1.1.1.1.17SUBPART T
Subpart T - Social Security Numbers and Employer Identification Numbers; Assistance Applicants and Participants
24:2.1.1.1.1.17.37.1SECTION 200.1001
   200.1001 Cross-reference.
24:2.1.1.1.1.18SUBPART U
Subpart U - Social Security Numbers and Employer Identification Numbers; Applicants in Unassisted Programs
24:2.1.1.1.1.18.37.1SECTION 200.1101
   200.1101 Cross-reference.
24:2.1.1.1.1.19SUBPART V
Subpart V - Income Information; Assistance Applicants and Participants
24:2.1.1.1.1.19.37.1SECTION 200.1201
   200.1201 Cross-reference.
24:2.1.1.1.1.20SUBPART W
Subpart W - Administrative Matters
24:2.1.1.1.1.20.37.1SECTION 200.1301
   200.1301 Expiring programs - Savings clause.
24:2.1.1.1.1.20.37.2SECTION 200.1303
   200.1303 Annual income exclusions for the Rent Supplement Program.
24:2.1.1.1.1.21SUBPART Y
Subpart Y - Multifamily Accelerated Processing (MAP): MAP Lender Quality Assurance Enforcement
24:2.1.1.1.1.21.37.1SECTION 200.1500
   200.1500 Sanctions against a MAP lender.
24:2.1.1.1.1.21.37.2SECTION 200.1505
   200.1505 Warning letter.
24:2.1.1.1.1.21.37.3SECTION 200.1510
   200.1510 Probation.
24:2.1.1.1.1.21.37.4SECTION 200.1515
   200.1515 Suspension of MAP privileges.
24:2.1.1.1.1.21.37.5SECTION 200.1520
   200.1520 Termination of MAP privileges.
24:2.1.1.1.1.21.37.6SECTION 200.1525
   200.1525 Settlement agreements.
24:2.1.1.1.1.21.37.7SECTION 200.1530
   200.1530 Bases for sanctioning a MAP lender.
24:2.1.1.1.1.21.37.8SECTION 200.1535
   200.1535 MAP Lender Review Board.
24:2.1.1.1.1.21.37.9SECTION 200.1540
   200.1540 Imminent harm notice of action.
24:2.1.1.1.1.21.37.10SECTION 200.1545
   200.1545 Appeals of MAP Lender Review Board decisions.
24:2.1.1.1.1.22SUBPART 0
24:2.1.1.1.1.23.37.1.2APPENDIX Appendix A
   Appendix A to Part 200 - Standards Incorporated by Reference in the Minimum Property Standards for Housing (HUD Handbook 4910.1)