Title 12

PART 1024

Part 1024 - Real Estate Settlement Procedures Act (regulation X)

PART 1024 - REAL ESTATE SETTLEMENT PROCEDURES ACT (REGULATION X) Authority:12 U.S.C. 2603-2605, 2607, 2609, 2617, 5512, 5532, 5581. Source:76 FR 78981, Dec. 20, 2011, unless otherwise noted.

12:8.0.2.1.19.1SUBPART A
Subpart A - General Provisions
12:8.0.2.1.19.1.1.1SECTION 1024.1
   1024.1 Designation.
12:8.0.2.1.19.1.1.2SECTION 1024.2
   1024.2 Definitions.
12:8.0.2.1.19.1.1.3SECTION 1024.3
   1024.3 E-Sign applicability.
12:8.0.2.1.19.1.1.4SECTION 1024.4
   1024.4 Reliance upon rule, regulation, or interpretation by the Bureau.
12:8.0.2.1.19.1.1.5SECTION 1024.5
   1024.5 Coverage of RESPA.
12:8.0.2.1.19.2SUBPART B
Subpart B - Mortgage Settlement and Escrow Accounts
12:8.0.2.1.19.2.1.1SECTION 1024.6
   1024.6 Special information booklet at time of loan application.
12:8.0.2.1.19.2.1.2SECTION 1024.7
   1024.7 Good faith estimate.
12:8.0.2.1.19.2.1.3SECTION 1024.8
   1024.8 Use of HUD-1 or HUD-1A settlement statements.
12:8.0.2.1.19.2.1.4SECTION 1024.9
   1024.9 Reproduction of settlement statements.
12:8.0.2.1.19.2.1.5SECTION 1024.10
   1024.10 One-day advance inspection of HUD-1 or HUD-1A settlement statement; delivery; recordkeeping.
12:8.0.2.1.19.2.1.6SECTION 1024.11
   1024.11 Mailing.
12:8.0.2.1.19.2.1.7SECTION 1024.12
   1024.12 No fee.
12:8.0.2.1.19.2.1.8SECTION 1024.13
   1024.13 [Reserved]
12:8.0.2.1.19.2.1.9SECTION 1024.14
   1024.14 Prohibition against kickbacks and unearned fees.
12:8.0.2.1.19.2.1.10SECTION 1024.15
   1024.15 Affiliated business arrangements.
12:8.0.2.1.19.2.1.11SECTION 1024.16
   1024.16 Title companies.
12:8.0.2.1.19.2.1.12SECTION 1024.17
   1024.17 Escrow accounts.
12:8.0.2.1.19.2.1.13SECTION 1024.18-1024.19
   1024.18-1024.19 [Reserved]
12:8.0.2.1.19.2.1.14SECTION 1024.20
   1024.20 List of homeownership counseling organizations.
12:8.0.2.1.19.3SUBPART C
Subpart C - Mortgage Servicing
12:8.0.2.1.19.3.1.1SECTION 1024.30
   1024.30 Scope.
12:8.0.2.1.19.3.1.2SECTION 1024.31
   1024.31 Definitions.
12:8.0.2.1.19.3.1.3SECTION 1024.32
   1024.32 General disclosure requirements.
12:8.0.2.1.19.3.1.4SECTION 1024.33
   1024.33 Mortgage servicing transfers.
12:8.0.2.1.19.3.1.5SECTION 1024.34
   1024.34 Timely escrow payments and treatment of escrow account balances.
12:8.0.2.1.19.3.1.6SECTION 1024.35
   1024.35 Error resolution procedures.
12:8.0.2.1.19.3.1.7SECTION 1024.36
   1024.36 Requests for information.
12:8.0.2.1.19.3.1.8SECTION 1024.37
   1024.37 Force-placed insurance.
12:8.0.2.1.19.3.1.9SECTION 1024.38
   1024.38 General servicing policies, procedures, and requirements.
12:8.0.2.1.19.3.1.10SECTION 1024.39
   1024.39 Early intervention requirements for certain borrowers.
12:8.0.2.1.19.3.1.11SECTION 1024.40
   1024.40 Continuity of contact.
12:8.0.2.1.19.3.1.12SECTION 1024.41
   1024.41 Loss mitigation procedures.
12:8.0.2.1.19.4SUBPART 0
12:8.0.2.1.19.5.1.1.43APPENDIX Appendix A
   Appendix A to Part 1024 - Instructions for Completing HUD-1 and HUD-1a Settlement Statements; Sample HUD-1 and HUD-1a Statements
12:8.0.2.1.19.5.1.1.44APPENDIX Appendix B
   Appendix B to Part 1024 - Illustrations of Requirements of RESPA
12:8.0.2.1.19.5.1.1.45APPENDIX Appendix C
   Appendix C to Part 1024 - Instructions for Completing Good Faith Estimate (GFE) Form
12:8.0.2.1.19.5.1.1.46APPENDIX Appendix D
   Appendix D to Part 1024 - Affiliated Business Arrangement Disclosure Statement Format Notice
12:8.0.2.1.19.5.1.1.47APPENDIX Appendix E
   Appendix E to Part 1024 - Arithmetic Steps
12:8.0.2.1.19.5.1.1.48APPENDIX Appendix MS
   Appendix MS to Part 1024 - Mortgage Servicing
12:8.0.2.1.19.5.1.1.49APPENDIX Appendix MS
   Appendix MS-1 to Part 1024
12:8.0.2.1.19.5.1.1.50APPENDIX Appendix MS
   Appendix MS-2 to Part 1024
12:8.0.2.1.19.5.1.1.51APPENDIX Appendix MS
   Appendix MS-3 to Part 1024
12:8.0.2.1.19.5.1.1.52APPENDIX Appendix MS
   Appendix MS-4 to Part 1024 - Model Clauses for the Written Early Intervention Notice
12:8.0.2.1.19.5.1.1.53APPENDIX
   Supplement I to Part 1024 - Official Bureau Interpretations