Title 12

PART 43

Part 43 - Credit Risk Retention

PART 43 - CREDIT RISK RETENTION Authority:12 U.S.C. 1 et seq., 93a, 161, 1464, 1818, 5412(b)(2)(B), and 15 U.S.C. 78o-11. Source:79 FR 77740, 77764, Dec. 24, 2014, unless otherwise noted.

12:1.0.1.1.38.1SUBPART A
Subpart A - Authority, Purpose, Scope and Definitions
12:1.0.1.1.38.1.28.1SECTION 43.1
   43.1 Authority, purpose, scope, and reservation of authority.
12:1.0.1.1.38.1.28.2SECTION 43.2
   43.2 Definitions.
12:1.0.1.1.38.2SUBPART B
Subpart B - Credit Risk Retention
12:1.0.1.1.38.2.28.1SECTION 43.3
   43.3 Base risk retention requirement.
12:1.0.1.1.38.2.28.2SECTION 43.4
   43.4 Standard risk retention.
12:1.0.1.1.38.2.28.3SECTION 43.5
   43.5 Revolving pool securitizations.
12:1.0.1.1.38.2.28.4SECTION 43.6
   43.6 Eligible ABCP conduits.
12:1.0.1.1.38.2.28.5SECTION 43.7
   43.7 Commercial mortgage-backed securities.
12:1.0.1.1.38.2.28.6SECTION 43.8
   43.8 Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS.
12:1.0.1.1.38.2.28.7SECTION 43.9
   43.9 Open market CLOs.
12:1.0.1.1.38.2.28.8SECTION 43.10
   43.10 Qualified tender option bonds.
12:1.0.1.1.38.3SUBPART C
Subpart C - Transfer of Risk Retention
12:1.0.1.1.38.3.28.1SECTION 43.11
   43.11 Allocation of risk retention to an originator.
12:1.0.1.1.38.3.28.2SECTION 43.12
   43.12 Hedging, transfer and financing prohibitions.
12:1.0.1.1.38.4SUBPART D
Subpart D - Exceptions and Exemptions
12:1.0.1.1.38.4.28.1SECTION 43.13
   43.13 Exemption for qualified residential mortgages.
12:1.0.1.1.38.4.28.2SECTION 43.14
   43.14 Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
12:1.0.1.1.38.4.28.3SECTION 43.15
   43.15 Qualifying commercial loans, commercial real estate loans, and automobile loans.
12:1.0.1.1.38.4.28.4SECTION 43.16
   43.16 Underwriting standards for qualifying commercial loans.
12:1.0.1.1.38.4.28.5SECTION 43.17
   43.17 Underwriting standards for qualifying CRE loans.
12:1.0.1.1.38.4.28.6SECTION 43.18
   43.18 Underwriting standards for qualifying automobile loans.
12:1.0.1.1.38.4.28.7SECTION 43.19
   43.19 General exemptions.
12:1.0.1.1.38.4.28.8SECTION 43.20
   43.20 Safe harbor for certain foreign-related transactions.
12:1.0.1.1.38.4.28.9SECTION 43.21
   43.21 Additional exemptions.
12:1.0.1.1.38.4.28.10SECTION 43.22
   43.22 Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption.